CHL Mortgages is a specialist buy-to-let lender, lending to Individuals and Limited Companies. It lends on Houses, Flats, Shared Accommodation, New Builds, HMOs, and MUFBs. It lends to First Time Landlords right through to experienced Portfolio Landlords.
- Limited Companies
- Includes Portfolio Landlords
- Basic Rate & Ltd Co. from 125%
- Higher Rate tax payer from 145%
- 5-year fixed products ICR calculation at Pay rate
- Max £1m per property. (Larger loans upon referral).
- Max 75% LTV
- Portfolios max £2.5m, rising to £5m after 12 months. Unlimited number of properties in the background.
- SPVs, including newly incorporated companies
- Trading companies considered
- Single/Multiple AST 36 months
- Shared accommodation & student lets
- Corporate/Local Authority Leases, upon referral
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