Hampden & Co is a private bank that bases its lending decisions on a client’s overall financial position. They specialise in helping financially successful people who often have diverse or complex lending requirements and who can be overlooked by traditional high street or even specialist lenders.
They lend to individuals, their families and businesses, which can include limited companies and partnerships, as well as trusts and SIPPs. And they are able to make decisions quickly using their own team of experienced bankers and in-house credit risk experts.
A Hampden & Co banker will meet with any prospective client to complete a full affordability assessment and to provide suitable advice, where applicable.
Lending Services from Hampden & Co
Click on the links to read the case study.
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Available from £500,000 |
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Available with close family member standing as guarantor or joint borrower / sole proprietor |
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Available from age 55 to provide greater financial flexibility in later life |
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Option for aggregate lending across portfolio. Also available to Limited Companies and Special Purpose Vehicles (SPVs) |
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Available at residential mortgage rates |
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Available when purchasing or refinancing commercial property |
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Part and part considered. Interest Only considered on a case-by-case basis and subject to suitable repayment strategy |
Supporting different client needs
Click on the links to read the case study.
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E.g., pension income, property rental income, share portfolio income, dividend income, retained profit, repayment of director’s loans and future sale of assets |
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With no maximum age for lending, affordability is based on demonstration of sustainable sources of income and / or repayment strategy |
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Can be considered to support affordability when lodged with Hampden & Co. Each case is assessed individually |
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Considered where appropriate |
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Considered as part of broader suite of income |
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Can be considered prior to moving back to the UK |
Find out more about Hampden & Co by emailing [email protected] or [email protected]
Proc Fees
| Product | Gross | Net | Gross Min | Gross Max |
|---|---|---|---|---|
| All products | 0.50% | 0.45% | ||
| Hampden & Co will pay a proc fee to Paradigm for all qualifying mortgage introductions | ||||
How to Register
Registering for the first time:
Hampden & Co work with a limited distribution of DA firms. To discuss potential access please contact [email protected]Add Paradigm as payment route:
Say you're a Paradigm member when referring next case.
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Paradigm Mortgage Services LLP
Office address: 1310 Solihull Parkway, Birmingham Business Park, Birmingham B37 7YB
Registered in England and Wales. Company No: OC323403. Registered Office: Paradigm House, Brooke Court, Lower Meadow Road, Wilmslow, SK9 3ND
Paradigm Mortgage Services LLP is a Limited Liability Partnership.