Income Protection made easy and accessible - for you and your clientsAt Holloway Friendly we’re committed to income protection, especially since we invented it back in 1875.
We want to make income protection inclusive and accessible to all, supporting people that are unable to work due to illness and injury.
We’ll provide you and all advisers with the support, help and tools you need to tell your clients about the benefits of income protection and how they should insure their most important asset – their income. Because without an income they can’t pay for anything.
Why Holloway Friendly
- Invented income protection back in 1875
- 94% claims paid in 2019
- Dedicated BDC and BDM for advisers
- Kaleidoscope – income protection sales and education website
- Advisers have direct access to our underwriters
- Free member assistance programme
- Hazardous pursuits and type 2 Diabetes considered
We know one size doesn't fit all when it comes to income protection, but our new one2protect product means you can tailor cover to fit your clients’ needs:
✅ Choice of level or age-costed premiums
✅ Range of short or long-term claim periods
✅ Automatic benefit guarantee up to £1,500pm
✅ Range of Guaranteed Insurability Options
✅ Suitable for lower risk occupations
Find out more at Holloway.co.uk/introducingo2p or book in a personalised training session with one of our Business Development team here.
Whether you’re new to income protection or a seasoned income protection writer we can help you.
You’ll have your own dedicated business development consultant who can answer any questions or queries you may have about our plans, the application process, sales techniques, objection handling and much more. Plus our business development managers can come to your offices to help educate you and your staff about Holloway Friendly, our plans and how we work together.
As we invented income protection it was only right we were the first to develop a unique website “Kaleidoscope” for advisers like you, who sell or want to sell income protection.Kaleidoscope’s content is tailored to your level of experience, created to help you increase your income protection knowledge and business skills whilst earning CPD accreditation. This includes interactive videos to develop your sales skills, marketing guides and articles about the latest updates in protection, and sales aids all designed to grow your income protection business.
You can register for Kaleidoscope free here: www.seeIPdifferently.co.uk
Working togetherWithin our adviser centre you can review previous quotes and proposals, view saved proposals, track proposals through the underwriting phase, check commission and liability and monitor plans.
Our Underwriting philosophyYou have direct access to our underwriters, at presale, during an application and after, which all helps to make the process smoother and faster.
Medical evidence can be collected either online or by phone making the application process much quicker. Our medical questions are reflexive and tailored to your clients’ responses, and we don’t ask for routine medical evidence. We do not have any automatic medical evidence limits regardless of the benefit amount applied for or your clients’ age.
Our underwriters follow an inclusive philosophy and our leading edge thinking covers many elements that are faced by people every day. We’ll consider clients who have type 2 diabetes and those who enjoy hazardous hobbies such as rock climbing and mountain biking. We offer generous BMI limits and cover employed, self-employed and company directors, as well as offering reviewable exclusions where we can.
94% of Claims PaidIn 2019 we paid 94% of claims. We always look for ways to pay a claim and to help our Members when they need us the most. When members make a claim they have their own dedicated claims specialist to help them through the process and beyond.
Supporting our Members, your clients
Our Member Assistance Programme supports members in their day to day lives even if they don’t ever claim. They can get support with lots of issues like bereavement to debt management, and education to taxes. Its advice and counselling support that is free to Members at any time.
Let us help you grow your income protection business, call us on 0800 716 654 or visit www.holloway.co.uk/advisers
Our Productsone2protect Income Protection - made to measure protection for low-risk occupations which offers increased choice and even better value than before. We know one size doesn't fit all when it comes to income protection, but our new one2protect plan means you can tailor cover to fit your clients’ needs.
Short-term Income Protection - A straight forward income protection plan that pays an individual an income to cover outgoings should they not be able to work due to illness, accident or injury. Individuals can choose between a 1 or 2 year claim term.
Purely Income Protection - An income protection plan that pays an individual an income to cover outgoings should they not be able to work due to illness, accident or injury. Individuals would be covered until they return to work or until their chosen Plan end date which could be up to 70 years old.
Classic Plus Income Protection – An income protection plan that pays an individual an income to cover outgoings should they not be able to work due to illness, accident or injury. They would be covered until they return to work or until their chosen Plan end date which could be up to 70 years old. The ‘Plus’ element is that we aim to provide a lump sum pay out at the Plan end date. Classic Plus is a ‘Protection’ product and therefore is not subject to the restrictions brought in under the RDR.
Key Information Document