Paradigm Online: Credit Risk & Affordability Models - Mortgage

Join us for our upcoming Mortgage webinar, where we’ll take an in-depth look at Credit risk and affordability. We'll hear from Lloyds Banking Group, NatWest, Nationwides, Bluestone Mortgages, and Pepper Money. We'll ask the lenders for the latest updates and note any changes regarding their lending criteria. This session is not to be missed! 

The sessions we have lined up are as follows:
Corporate Account Manager at Nationwide, Joe Heayes, will be covering risk appetite and affordability, the various parts of the business that review Nationwide's policy and mitigate risk. What is considered, where they are strong, and changes made and to expect to come in the future. 

Regional Manager from Halifax, Claire Scott, will cover how Halifax assess customers affordability, how the AIP system works in terms of customers credit commitments and the next steps all intermediaries should follow when an alternative decision is provided. 

Bluestone's Business Development Manager, Kaylee Foley will discuss the significant changes brought on in 2024. Looking at how many are postponing life plans to manage financial pressures while focusing on homeownership. Kaylee will explore both Bluestone Mortgages and The Mortgage Lender specialist residential mortgages and how they can provide solutions for those with non-traditional and complex or credit profiles. 

National Key Account Manager at Pepper Money, Mark Shelper will be providing a review of Pepper Money's attitude to lending risks as well as providing full information as to how Pepper feel they can help you support your customers that are turned away by the high street.