1 Lender Proc Fees

Lender Proc Fees

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Paradigm Mortgage Services has secured market-leading proc fees for you, as detailed below. In addition, you will also receive an equal share of the retained fee Paradigm earns per case, thus increasing your overall proc fee. This is paid out once a year as a lump sum as part of our annual rebate scheme. Put simply, using Paradigm as opposed to other club routes increases your income.

We have created this guide to put your mind at ease about using Paradigm. Your proc fees will either be paid directly to you by the Lenders or will be paid to Paradigm we will pay this to you within 24 hours of receiving the money and the statement. To find out which Lenders pay you directly and which ones pay Paradigm, and to see how frequently they pay, click here.

If you have any questions about this please call us on 03300 536061 or email [email protected].

Paradigm Mortgage Services
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Lender Proc Fees

Last updated: 18.06.25

AccordAccord

Product Gross Net Gross Min Gross Max
Standard/Offset 0.45% 0.425% £200 No Max
BTL 0.50% 0.45% No Min No Max
Residential Product Transfer 0.30% 0.275% £50 No Max
BTL Product Transfer 0.30% 0.275% No Min No Max
Porting and Further Advance (paid on additional amount only) 0.30% 0.275% £50 No Max
Add Paradigm as Payment Route:

Re-register online with Paradigm as your mortgage club.

AldermoreAldermore

Product Gross Net Gross Min Gross Max
Residential 0.55% 0.50%
Retention (All products) 0.35% 0.30%
All BTL 0.65% 0.60%
Add Paradigm as Payment Route:

Go to 'My Profile' and select 'Change Submission Routes' to add Paradigm.

Bank-of-Ireland-for-IntermediariesBank of Ireland for Intermediaries

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.37%
Buy to Let 0.50% 0.47%
First Start 0.50% 0.47%
Porting and Further Advance 0.30% 0.28%
Product Transfer 0.30% 0.28%
Add Paradigm as Payment Route:

When submitting an application, you can select Paradigm as your Mortgage Club in the drop down menu.

BarclaysBarclays

Product Gross Net Gross Min Gross Max
Residential and Offset products 0.35% 0.33% No min No max
Buy To Let 0.40% 0.35% No min No max
Retention 0.20% 0.18%
Further Advance 0.30% 0.28%
Add Paradigm as Payment Route:

Send an email to [email protected] to include your company FCA number and user ID for all brokers wanting Paradigm as their payment route.

Bath-Building-SocietyBath Building Society

Product Gross Net Gross Min Gross Max
New Business 0.425% 0.40%
Product Transfers 0.30% 0.28%
Add Paradigm as Payment Route:

Put Paradigm as your payment route on your next application.

Beverley-Building-SocietyBeverley Building Society

Product Gross Net Gross Min Gross Max
New Business 0.42% 0.40%
Retention 0.37% 0.35%
Add Paradigm as Payment Route:

You need to stipulate the Proc Fee payment route on each individual application, ensure you mention Paradigm on this. 

Bluestone-MortgagesBluestone Mortgages

Product Gross Net Gross Min Gross Max
All products 0.60% 0.50%
Product Transfer 0.35% 0.33%
Add Paradigm as Payment Route:

Put Paradigm as your payment route on your next application.

BM-SolutionsBM Solutions

Product Gross Net Gross Min Gross Max
BTL, H2H and Self Build 0.44% 0.39%
Add Paradigm as Payment Route:

Put Paradigm as your payment route on your next application.

Buckinghamshire-Building-SocietyBuckinghamshire Building Society

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.38%
BTL 0.42% 0.40%
Retention / Product Transfers 0.22% 0.20%
Add Paradigm as Payment Route:

Select Paradigm Mortgage Services as your mortgage club on each individual application.

BuildloanBuildloan

Product Gross Net Gross Min Gross Max
Newcastle Building Society 0.40% 0.36%
Together 0.40% 0.36%
Mansfield Building Society 0.40% 0.36%
Stafford Railway Building Society 0.40% 0.36%
Tipton & Coseley Building Society 0.40% 0.36%
Buckinghamshire Building Society 0.40% 0.36%
Darlington Building Society 0.40% 0.36%
Hinckley & Rugby Building Society 0.40% 0.36%
MT Finance 1.00% 0.95%
Precise 1.00% 0.95%
Add Paradigm as Payment Route:You can choose Paradigm as your Mortgage Club each time you submit a case.

Cambridge-Building-SocietyCambridge Building Society

Product Gross Net Gross Min Gross Max
Residential & BTL 0.40% 0.37% £150
Product Switch 0.30% 0.28% £112.50
Add Paradigm as Payment Route:

Go to 'My Profile' and select 'Change Submission Route' to add Paradigm.

Castle-Trust-BankCastle Trust Bank

Product Gross Net Gross Min Gross Max
1st Charge (Term Products) 0.8% 0.72%
Bridging 1.5% 1.3%
Add Paradigm as Payment Route:Get in touch with their team on 0345 241 3079 and they will re-register the broker under the Paradigm banner.

CHL-MortgagesCHL Mortgages

Product Gross Net Gross Min Gross Max
All products 0.55% 0.50%
Add Paradigm as Payment Route:Select Paradigm from the drop down list of Mortgage Clubs, on each application submission.

Chorley-BSChorley BS

Product Gross Net Gross Min Gross Max
BTL 0.50% 0.45%
Residential 0.40% 0.35%
Product Transfer on Residential & Buy-to-Let 0.20% 0.18%
Add Paradigm as Payment Route:This is added when completing the application form.

Clydesdale-BankClydesdale Bank

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.38%
Buy to Let 0.40% 0.38%
Product Transfers 0.20% 0.18%
Add Paradigm as Payment Route:Clydesdale Bank registration is managed at firm level, meaning the firm’s nominated mortgage club is applied to all the brokers within the firm.

Instructions to change the firm’s payment route can be emailed to [email protected].  Requests will only be accepted by the firm principal or someone in an FCA controlled function.

Co-operative-Bank-for-IntermediariesCo operative Bank for Intermediaries

Product Gross Net Gross Min Gross Max
BTL 0.48% 0.43% No min
Mainstream 0.40% 0.37% No min
Product Transfer 0.30% 0.28%
Add Paradigm as Payment Route:Select Paradigm as your mortgage club when submitting business. 

CouttsCoutts

Product Gross Net Gross Min Gross Max
All Products 0.35% 0.33%
Add Paradigm as Payment Route:Coutts will use the same payment route that you have set up with NatWest.  These can be changed or added via the NatWest Broker Portal via “Maintain details” page and then 'add payment path' to add Paradigm. 

CoventryCoventry

Product Gross Net Gross Min Gross Max
Standard 0.43% 0.40% No min £15,000
BTL 0.43% 0.40% No min £15,000
Product Transfer 0.30% 0.28% No Min £15,000
Residential Further Advance 0.43% 0.40% No min £15,000
BTL Further Advance 0.43% 0.40% No min £15,000
Add Paradigm as Payment Route:

Call 0800 121 7788 or email Coventry requesting to add Paradigm.

Darlington-IntermediariesDarlington Intermediaries

Product Gross Net Gross Min Gross Max
Product Transfers 0.30% 0.28%
Purchase and Remortgage on Residential & BTL products 0.40% 0.38%
Add Paradigm as Payment Route:Log in to the portal and change to the corresponding mortgage club.

Dudley-Building-SocietyDudley Building Society

Product Gross Net Gross Min Gross Max
All products 0.4% 0.37%
Product Transfers 0.25% 0.23%
Add Paradigm as Payment Route:You can add Paradigm as the payment route through the intermediary portal.

Earl-ShiltonEarl Shilton

Product Gross Net Gross Min Gross Max
All products excluding Product Transfers 0.40% + £50 0.40% £250
Product Transfers 0.25% + £50 0.25% £250
Add Paradigm as Payment Route:

Download and use the Paradigm submission form when submitting your next case.

Family-Building-SocietyFamily Building Society

Product Gross Net Gross Min Gross Max
Owner Occupier 0.42% 0.40% £189 No Max
BTL 0.52% 0.50% £234 No Max
Further Advances 0.27% 0.25% £5.40 No Max
Offset Mortgage 0.52% 0.50% £234 No Max
Family Mortgage 0.57% 0.55% £256.50 No Max
Ported 0.15% 0.14%
Retention (Offset Mortgage) 0.52% 0.50%
Retention (Family Mortgage) 0.57% 0.55%
Retention (Buy to Let) 0.52% 0.50%
Retention (Owner Occupier) 0.42% 0.40%
Add Paradigm as Payment Route:Contact their mortgage helpdesk on 01372 744155.

Fleet-MortgagesFleet Mortgages

Product Gross Net Gross Min Gross Max
New Business 0.55% 0.50%
Product Transfers 0.35% 0.33%
Loyalty Product 0.45% 0.43%
Add Paradigm as Payment Route:

Go to 'User Profile' and select 'Change my submission route list' to add Paradigm.

Foundation-Home-LoansFoundation Home Loans

Product Gross Net Gross Min Gross Max
Product Transfer 0.30% 0.27%
All Products (excl. Product Transfer) 0.50% 0.45%
Semi-Commercial Product 1.2% 0.90%
Add Paradigm as Payment Route:

Register online and list Paradigm as your submission route

Furness-Building-SocietyFurness Building Society

Product Gross Net Gross Min Gross Max
Resi & BTL 0.40% 0.38%
Retention 0.30% 0.28%
Add Paradigm as Payment Route:Put Paradigm as your payment route on your next application.

Gatehouse-BankGatehouse Bank

Product Gross Net Gross Min Gross Max
Home Purchase Plan (HPP) 0.55% 0.50%
BTL UK Resident – Individual & Ltd Co 0.55% 0.50%
BTL Expat & International – Individual & Ltd Co 0.65% 0.60%
HMO and MUFB 0.65% 0.60%
Product Transfer 0.30% 0.28%
Introducer Only 0.35% 0.30%
Specialist BTL 0.70% 0.67%
Add Paradigm as Payment Route:

Please email a scanned signed letter from a Director of your firm confirming that you wish to change your payment route.

Gen-HGen H

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.38%
Product Transfer 0.25% 0.23%
Add Paradigm as Payment Route:During the firm registration, there is a option to select payment route. If already registered, please reach out to your Gen H BDM, or email [email protected].

GodivaGodiva

Product Gross Net Gross Min Gross Max
BTL 0.43% 0.40% No min £15,000
BTL Product Transfer 0.30% 0.28% No Min £15,000
BTL Limited Company 0.53% 0.50%
Add Paradigm as Payment Route:

Call 0800 121 7788 or email Godiva requesting to add Paradigm.

HalifaxHalifax

Product Gross Net Gross Min Gross Max
All products including Product Transfer & Further Advance 0.36% 0.34%
Add Paradigm as Payment Route:

Complete their online form with the 'additional payment route' request.

Hampden-and-CoHampden and Co

Product Gross Net Gross Min Gross Max
All products 0.50% 0.45%
Hampden & Co will pay a proc fee to Paradigm for all qualifying mortgage introductions
Add Paradigm as Payment Route:

Say you're a Paradigm member when referring next case.

Hampshire-Trust-BankHampshire Trust Bank

Product Gross Net Gross Min Gross Max
Bridging 1.70% 1.50%
BTL & Semi-commercial 1.20% 1.00%
Retention 0.50% 0.45%
Add Paradigm as Payment Route:You can either select Paradigm on the Broker Registration Pack or send an email to [email protected] and let them know you want to use Paradigm as payment route.
 

Hanley-IntermediariesHanley Intermediaries

Product Gross Net Gross Min Gross Max
Residential 0.35% 0.33%
BTL 0.40% 0.35%
Self-Build 0.50% 0.45%
Add Paradigm as Payment Route:

This can be found within the settings of your profile. Please note, this isn’t instant and must be verified by the Hanley Intermediaries team which can take up to 2 working days.

Harpenden-Building-SocietyHarpenden Building Society

Product Gross Net Gross Min Gross Max
Residential (all products) 0.40% 0.38%
Buy to Let (all products) 0.40% 0.38%
Retention 0.30% 0.28%
Further Advance 0.30% 0.28%
Self Build 0.50% 0.45%
Add Paradigm as Payment Route:Contact [email protected] to add Paradigm as a payment route to your account. Once added, select Paradigm via the drop down list. 

Hinckley-and-RugbyHinckley and Rugby

Product Gross Net Gross Min Gross Max
All products 0.42% 0.40% £225 No Max
Product Transfer 0.20% 0.18%
Add Paradigm as Payment Route:Put Paradigm as your payment route on your next application.

HodgeHodge

Product Gross Net Gross Min Gross Max
Residential Product Transfer 0.30% 0.28% No min No max
Residential, Hodge Resi Retire, RIO, Holiday Let and BTL 0.55% 0.50%
Add Paradigm as Payment Route:Put Paradigm as your payment route on your next application.

HSBC-UKHSBC UK

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.38%
Product Transfers 0.20% 0.18%
Buy to Let 0.50% 0.45%
Add Paradigm as Payment Route:

Please speak to Paradigm to find out whether your firm are eligible for access. 

When registering the Mortgage Club is not available as an option, only the Network.
In the background HSBC UK will have the firm’s relevant payment route assigned.

If there is any error, or the firm are wanting to revise the agreed payment route, HSBC UK require confirmation in writing from the firm’s director on headed paper.

HUB-Financial-SolutionsHUB Financial Solutions

Product Gross Net Gross Min Gross Max
Equity Release 1.75% (of loan amount) 1.72% £750
*Override is £50
Add Paradigm as Payment Route:

Impact-Specialist-FinanceImpact Specialist Finance

Product Gross Net Gross Min Gross Max
Please refer to the Links panel on the lender's page here
Please note that the ‘Broker net fee’ is the Gross fee payable via Paradigm.
Add Paradigm as Payment Route:On registration on the impact portal, it will ask for Network/Club route. Please confirm Paradigm.

InterBayInterBay

Product Gross Net Gross Min Gross Max
BTL 0.70% 0.50%
Commercial 1.05% 0.85%
Holiday Let 0.70% 0.50%
Product Transfers 0.60% 0.58%
Add Paradigm as Payment Route:

Select Paradigm in the 'Source of Business' section on next application.

KensingtonKensington

Product Gross Net Gross Min Gross Max
All Products 0.50% 0.40% No Min No Max
Flexi Fixed Term Product 0.75% 0.70%
Product Transfers 0.30% 0.27%
Add Paradigm as Payment Route:

Send an email to [email protected].

Kent-Reliance-for-IntermediariesKent Reliance for Intermediaries

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.35% No Min No Max
Buy to Let 0.50% 0.45% No Min No Max
Retention products 0.30% 0.27% No Min No Max
Further Advance - Residential 0.40% 0.35% £150 No Max
Further Advance - BTL 0.50% 0.45% £150 No Max
Add Paradigm as Payment Route:

Email Kent Reliance requesting to add Paradigm.

Key-PartnershipsKey Partnerships

Product Gross Net Gross Min Gross Max
Referral Service 36% (of proc fee received from the chosen lender) 33%
Add Paradigm as Payment Route:

KeystoneKeystone

Product Gross Net Gross Min Gross Max
All Products 0.80% 0.70%
Product Transfers 0.45% 0.40%
Product Transfer Plus 0.55% 0.53%
Switch & Fix 0.20% 0.18%
Refurb to Let 1.00% 0.75%
Refurb Exit 0.55% 0.53%
Add Paradigm as Payment Route:

LandbayLandbay

Product Gross Net Gross Min Gross Max
All Products 0.55% 0.50%
Product Transfer and Loyalty Remortgage 0.35% 0.32%
Add Paradigm as Payment Route:

You can select Paradigm as your default payment route when completing your registration on Landbay’s broker portal.

If already registered, brokers can now amend their payment route at the DIP stage, when submitting a case via their broker portal.

Leeds-Building-SocietyLeeds Building Society

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.37% No min No max
BTL and Holiday Lets 0.50% 0.45% No min No max
Product Transfers - Residential 0.20% 0.18% No Min No max
Product Transfers - BTL 0.20% 0.18% No Min No max
Further Advances 0.35% 0.33% £50
Add Paradigm as Payment Route:Advisers can select Paradigm as a payment route online.

Leek-Building-SocietyLeek Building Society

Product Gross Net Gross Min Gross Max
Residential & BTL 0.35% 0.35%
Product Transfers 0.25% 0.23%
* A £25 Override will be paid to Paradigm – this will be included in the Profit Share Scheme.
Add Paradigm as Payment Route:

You don't need to contact Leek Building Society to make any changes, as you can stipulate your desired payment route on each application. If you would like to submit an application online, please visit Leek Building Society's Intermediaries Online portal.

LendInvestLendInvest

Product Gross Net Gross Min Gross Max
Buy to Let 0.7% 0.6%
Bridging 1.5% 1.45%
Residential 0.6% 0.5%
Product Transfers 0.35% 0.30%
Add Paradigm as Payment Route:

Put Paradigm as your payment route on your next application.

LiveMoreLiveMore

Product Gross Net Gross Min Gross Max
All Other Term Products 0.55% 0.50%
Ongoing Proc Fee 0.13% 0.11%
Lifetime Mortgages 3.00% 2.85% £20,000
Product Transfer 0.30% 0.28%
Add Paradigm as Payment Route:

Select Paradigm as your payment route in the dropdown box whenever you input a case. 

Mansfield-Building-SocietyMansfield Building Society

Product Gross Net Gross Min Gross Max
Residential 0.37% 0.35%
Buy to Let 0.42% 0.40%
Retirement Interest Only 0.50% 0.48%
Product Transfer 0.22% 0.20%
Add Paradigm as Payment Route:

Select Paradigm from the drop-down list of Mortgage Clubs on each application submission.

Market-Financial-SolutionsMarket Financial Solutions

Product Gross Net Gross Min Gross Max
BTL 1.20% 1.05%
Bridge 1.50% 1.10%
Re-Bridge 0.75% 0.60%
Add Paradigm as Payment Route:On submission of a new enquiry your dedicated underwriter will ask you to confirm your preferred submission route.
Just let them know that you want to update your payment route through Paradigm Mortgage Club, and they will change the submission route of the case. Easy as 1,2,3.

Market-Harborough-Building-SocietyMarket Harborough Building Society

Product Gross Net Gross Min Gross Max
Residential 0.37% 0.35%
Buy to let 0.47% 0.45%
Bridging and Short Term Loan Products 2.00% 1.80%
Product Transfers 0.30% 0.28%
Add Paradigm as Payment Route:We will arrange to add Paradigm as your payment route when you register, unless you tell us otherwise.

If you’re already registered with MHBS and would like to change to Paradigm, please email [email protected] and CC Stacey Wood ([email protected]) with details.

Marsden-Building-SocietyMarsden Building Society

Product Gross Net Gross Min Gross Max
Residential 0.40% + £25 0.40%
Later Life and RIO 0.40% + £25 0.40% £5,000.00
Expat Residential 0.40% + £25 0.40%
Expat BTL 0.40% + £25 0.40%
UK & Expat Holiday Lets 0.40% + £25 0.40%
Add Paradigm as Payment Route:Put Paradigm as your payment route on your next application.

Melton-Building-SocietyMelton Building Society

Product Gross Net Gross Min Gross Max
Standard Residential (inc. Shared Ownership & Right to Buy) 0.40% 0.38% £150 N/A
Retention Products 0.26% 0.25% £150 N/A
Buy to Let & RIO 0.45% 0.40% £150 N/A
Self-Build 0.50% 0.45% £150 N/A
Credit Assist/Credit Recovery 0.55% 0.50%
Near Prime & Near Prime Enhance 0.55% 0.50%
Add Paradigm as Payment Route:Put Paradigm as your mortgage club on your next application.

Metro-BankMetro Bank

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.38%
BTL 0.43% 0.41%
Product Transfer 0.30% 0.285
Add Paradigm as Payment Route:

Amend the mortgage club(s) linked to your account under the ‘User Profile’ tab of your Metro Bank portal login

ModaMortgagesModaMortgages

Product Gross Net Gross Min Gross Max
Buy to let 0.50% 0.45%
Add Paradigm as Payment Route:You don’t need to add submission routes during the registration process, this will be confirmed whenever you submit an application.

Molo-FinanceMolo Finance

Product Gross Net Gross Min Gross Max
BTL 0.50% 0.45%
International Buy to Let 0.55% 0.50%
Product Transfers 0.35% 0.30%
Add Paradigm as Payment Route:During the application process, there is a dropdown option where you can select Paradigm as your payment route. 

MPoweredMPowered

Product Gross Net Gross Min Gross Max
Buy to Let 0.60% 0.54%
Residential 0.40% 0.36%
Residential Ported and Product Transfer 0.20% 0.18%
Add Paradigm as Payment Route:Select Paradigm from the drop down list. If you experience any issues, call MPowered's team on 0800 260 5949.

MT-FinanceMT Finance

Product Gross Net Gross Min Gross Max
Bridging 1.75% 1.45%
BTL 0.60% 0.55%
Add Paradigm as Payment Route:

Choose Paradigm as the payment route from the drop down list when submitting a new case.

NationwideNationwide

Product Gross Net Gross Min Gross Max
Residential Products 0.35% 0.33% No Min No Max
Retention 'Switcher' products 0.20% 0.19% No Min No Max
Further Advance 0.35% 0.33% £100
Add Paradigm as Payment Route:

You can add Paradigm as your mortgage club via the drop down submission route online. 

NatWest-Intermediary-SolutionsNatWest Intermediary Solutions

Product Gross Net Gross Min Gross Max
BTL 0.45% 0.40% £250
Residential/Remortgage 0.35% 0.32% £250
Product Transfer 0.20% 0.18% No Min
Additional Borrowing (residential only) 0.35% 0.32% £250
Add Paradigm as Payment Route:Log in, select 'maintain personal details' and click ‘edit’ then add Paradigm under ‘payment details’.

Natwest-InternationalNatwest International

Product Gross Net Gross Min Gross Max
All Products 0.35% 0.33%

Newbury-Building-SocietyNewbury Building Society

Product Gross Net Gross Min Gross Max
All products 0.42% 0.40%
Product Transfer 0.20% 0.18%
Add Paradigm as Payment Route:

Paradigm can be added as a payment route on each application.

Newcastle-for-IntermediariesNewcastle for Intermediaries

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.37%
BTL 0.50% 0.45%
Product Transfer 0.30% 0.28%
Add Paradigm as Payment Route:

During registeration, you will be asked to select your payment route. To change your payment route to Paradigm, please email [email protected].

Nottingham-Building-SocietyNottingham Building Society

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.38% £200
BTL 0.40% 0.38% £200
Limited Company BTL 0.55% 0.50% £200
Product Transfers (Residential and BTL) 0.30% 0.28%
Limited Company BTL and RIO Product Transfers 0.35% 0.325%
RIO 0.50% 0.48% £200
Foreign National & Returning Expats 0.50% 0.48% £200
Add Paradigm as Payment Route:

Re-register online listing Paradigm as a payment route option.

Paragon-BankParagon Bank

Product Gross Net Gross Min Gross Max
All products 0.55% 0.50% £300
Further Advances 0.55% 0.50%
Product Transfers 0.43% 0.40%
Refurb to Let 0.80% 0.75%
Minimum gross fee is £300, with a minimum net fee £270
Add Paradigm as Payment Route:

If you are already registered with Paragon and wish to switch your payment route to Paradigm, please email [email protected], 
copying in Sally Wright ([email protected]) when requesting the change.

Penrith-Building-SocietyPenrith Building Society

Product Gross Net Gross Min Gross Max
New Residential and Buy-to-let cases 0.45% 0.43%
Product Transfers 0.30% 0.28%
Add Paradigm as Payment Route:Broker registration form.

Pepper-MoneyPepper Money

Product Gross Net Gross Min Gross Max
All Products 0.50% 0.40%
Product Transfers 0.27% 0.25%
Add Paradigm as Payment Route:

Put Paradigm as your mortgage club on your next application.

PerennaPerenna

Product Gross Net Gross Min Gross Max
Products 0.40% 0.38%
Renewal Fee 0.20% 0.19%
Porting 0.40% 0.38%
Followed by 0.2% gross, 0.19% net, every two years from year four onwards when you complete an online customer review
Add Paradigm as Payment Route:We will issue firms an Intermediary Agreement linked to Paradigm as the payment route.

Precise.Precise.

Product Gross Net Gross Min Gross Max
Residential & Buy to Let 0.60% 0.50%
Refurbishment Buy to Let 1.20%* 1.00%*
Bridging & Short Term Lending 1.25% 1%
Product Transfer 0.30% 0.28%
Add Paradigm as Payment Route:

Go to 'User Profile' and select 'Change my submission route list' to add Paradigm.

Principality-IntermediariesPrincipality Intermediaries

Product Gross Net Gross Min Gross Max
Standard 0.40% 0.38% No min £2,500
BTL 0.40% 0.38% No min £2,500
Retention 0.20% 0.18% No min £2,500
Porting 0.40% 0.38% No min £2,500
Add Paradigm as Payment Route:

You will be able to select Paradigm as your payment route at the beginning of each application.

Progressive-Building-SocietyProgressive Building Society

Product Gross Net Gross Min Gross Max
All products (over £30k) 0.38% 0.36% £175 £2,000
Retention 0.20% 0.18% £200 No max
Add Paradigm as Payment Route:You can change Paradigm to your payment route by submitting a registration form.

Quantum-MortgagesQuantum Mortgages

Product Gross Net Gross Min Gross Max
All products 0.75% 0.70%
Bridging 2% 1.75%
Add Paradigm as Payment Route:During the application process, the adviser is asked if this application is going through a Mortgage Club. Paradigm Mortgage Services is listed on the drop-down box for mortgage advisers to choose. The payment route is chosen at application stage so if someone is already registered, they can choose Paradigm on their next mortgage application.

RAW-Capital-PartnersRAW Capital Partners

Product Gross Net Gross Min Gross Max
All Term Loans (Arrangement Fee) 33% 30%
Short Term Loans (Arrangement Fee) 50% 50%
Add Paradigm as Payment Route:Introducer firm to request payment via Paradigm Mortgage Club in writing.

Saffron-for-IntermediariesSaffron for Intermediaries

Product Gross Net Gross Min Gross Max
All products 0.45% 0.40% £20,000
Self-build 1.00% 0.90% £20,000
Retention 0.35% 0.33%
Add Paradigm as Payment Route:You can amend your mortgage club preferences within their your profile settings on Saffron for Intermediaries broker portal. 

Santander-for-IntermediariesSantander for Intermediaries

Product Gross Net Gross Min Gross Max
Standard Residential 0.34% 0.32%
BTL 0.45% 0.40%
Retention Products 0.20% 0.18%
Porting 0.34% 0.32%
Add Paradigm as Payment Route:

Email Santander requesting to add Paradigm.

ScotLend-GroupScotLend Group

Product Gross Net Gross Min Gross Max
All Products 1% 0.80%
Add Paradigm as Payment Route:Contact [email protected]

Scottish-Building-SocietyScottish Building Society

Product Gross Net Gross Min Gross Max
All products 0.42% 0.40%
Add Paradigm as Payment Route:Please select the Paradigm payment route when submitting your application to the Scottish Building Society. 

Skipton-Building-SocietySkipton Building Society

Product Gross Net Gross Min Gross Max
Residential* 0.40% 0.37% £100 No Max
BTL* 0.50% 0.45% £100 £5.000 (£4,500 Net)
Residential Retention 0.30% 0.28%
BTL Retention 0.35% 0.32%
Shared Ownership* 0.45% 0.41%
Add Paradigm as Payment Route:Put Paradigm as your mortgage club on your next application.
* The minimum loan amount to earn a proc fee for a purchase or re-mortgage new application to Skipton is £25,000.

State-Bank-of-India-(UK)State Bank of India (UK)

Product Gross Net Gross Min Gross Max
Specialist/HMO/Expat 0.75% 0.72% £10,000
Retention 0.20% 0.18% £6,000
Standard 0.50% 0.47% £6,000
Add Paradigm as Payment Route:You can register Paradigm as your payment route on a case by case basis in the Apprivo 2 application system.

Suffolk-Building-SocietySuffolk Building Society

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.37%
Buy to let 0.40% 0.37%
Product Transfers 0.20% 0.18%
Further Advance 0.40% 0.37%
Add Paradigm as Payment Route:

Contact the helpdesk on 03301 231073 or email [email protected] requesting to add Paradigm.

Swansea-Building-SocietySwansea Building Society

Product Gross Net Gross Min Gross Max
Residential & BTL 0.37% 0.35%
Add Paradigm as Payment Route:

For each new case, you will need to complete a Mortgage Application Form (Broker), on which you should detail Paradigm as your chosen payment route. Alongside this, you must also submit the Paradigm Submission Sheet.

TABTAB

Product Gross Net Gross Min Gross Max
Bridging 2% 1.75%
Commercial 1.5% 1.00%
Add Paradigm as Payment Route:Currently this is possible but TAB would make note of this when terms are sent to the Broker.

TandemTandem

Product Gross Net Gross Min Gross Max
Residential 0.6% 0.5%
Add Paradigm as Payment Route:If you have already registered and wish to change your payment route, then please email Tandem at [email protected] requesting a change of payment route.

The-Loughborough-Building-SocietyThe Loughborough Building Society

Product Gross Net Gross Min Gross Max
All Products 0.40% 0.38%
Add Paradigm as Payment Route:You will need to inform us at registration of your preferred payment route so we can set Paradigm as a payment route on our portal for you.   

The-Mortgage-LenderThe Mortgage Lender

Product Gross Net Gross Min Gross Max
All products 0.60% 0.50%
Product Transfer 0.30% 0.28%
Add Paradigm as Payment Route:

Add Paradigm as a payment route within your user settings.

The-Mortgage-WorksThe Mortgage Works

Product Gross Net Gross Min Gross Max
Buy to Let 0.44% 0.39% No Min No Max
Retention 0.20% 0.19% No Min No Max
Large Portfolio 0.54% 0.49% No Min No Max
Limited Company BTL 0.54% 0.49% No Min No Max
Add Paradigm as Payment Route:

Contact TMW directly by emailing them at [email protected]

The-Stafford-Building-SocietyThe Stafford Building Society

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.38%
BTL 0.40% 0.38%
Add Paradigm as Payment Route:Contact Stafford Railway Building Society directly via [email protected].

Tipton-and-Coseley-Building-SocietyTipton and Coseley Building Society

Product Gross Net Gross Min Gross Max
Residential 0.42% 0.40%
BTL 0.45% 0.40%
Product Transfers 0.20% 0.18%
Add Paradigm as Payment Route:Put Paradigm as your mortgage club on your next application.

TogetherTogether

Product Gross Net Gross Min Gross Max
Residential & Buy-to-let 0.60% 0.50%
Add Paradigm as Payment Route:Via the Portal

TSBTSB

Product Gross Net Gross Min Gross Max
Residential 0.35% 0.33%
BTL 0.44% 0.39%
Product Transfers 0.28% 0.27%
Further Advance 0.28% 0.27% £100
Add Paradigm as Payment Route:

Please speak to Paradigm to find out whether your firm are eligible for access. If you are already registered, just select Paradigm as your payment route on your next application.

United-Trust-BankUnited Trust Bank

Product Gross Net Gross Min Gross Max
Second Charge 1.25% 1.00%
Residential 0.45% 0.40%
Buy-to-let 0.50% 0.45%
Second Charge Product Transfers 1.00% 0.95%
Product Transfers 0.40% 0.38%
Buy-to-let Product Transfers 0.40% 0.38%
Add Paradigm as Payment Route:This is done via request. Please email [email protected] to request this.

Vernon-BSVernon BS

Product Gross Net Gross Min Gross Max
Residential 0.37% 0.35% £150 No max
Buy to Let 0.42% 0.40% £150 No max
Self-Build 0.37% 0.35% £150 No max
Retention 0.22% 0.20% £150 No max
Add Paradigm as Payment Route:To re-register with Paradigm, please re-complete the form here and select Paradigm from the dropdown box.

Vida-HomeloansVida Homeloans

Product Gross Net Gross Min Gross Max
Product Transfer 0.40% 0.38%
New Business 0.70% 0.65%
Add Paradigm as Payment Route:

Re-register online with Paradigm as your mortgage club.

Virgin-MoneyVirgin Money

Product Gross Net Gross Min Gross Max
Residential, BTL & Shared Ownership 0.50% 0.45% No min No max
Product Transfer 0.38% 0.35% No min No max
Ported 0.50% 0.45% No Min No Max
Add Paradigm as Payment Route:

Visit their website and 'Update your details' to add Paradigm.

West-OneWest One

Product Gross Net Gross Min Gross Max
Buy to Let 0.60% 0.50%
Residential 0.50% 0,40%
Product Transfer 0.30% 0.28%
Add Paradigm as Payment Route:If not registered, they can request this at registration. If registered, the Paradigm option will be available in a drop down at application once we have gone live. If adviser is already registered, they can select Paradigm from the drop down options at point of application
 

Zephyr-HomeloansZephyr Homeloans

Product Gross Net Gross Min Gross Max
All products 0.50% 0.45%
Add Paradigm as Payment Route:

If you are already registered with Zephyr, and would like to change your payment route to Paradigm, you can do so on your Zephyr user profile - find instructions on how to do so here

Procuration fees (proc fees) may be subject to lender restrictions such as minimum loans and maximim payments and are subject to change without notice. Proc fees are not normally available on further advances. We, Paradigm Mortgage Services do not accept responsibility for the communication of information on lender products or proc fees, nor can we guarantee being able to secure a loan offer according to product details and interest rates disclosed at the time of the application. It is your responsibility to ensure the correct gross procuration fee is displayed in the KFIs issued to clients.

The procuration fees listed are for reference only and our subject to change at short notice. Prior to submission of any mortgage application, Paradigm members should confirm what remuneration will be paid by contacting the lender directly. Paradigm will not reimburse members for any differences between figures listed and the amount received by the member from the lender.

Paradigm

THIS SITE IS FOR PROFESSIONAL INTERMEDIARY USE ONLY AND NOT FOR USE BY THE GENERAL PUBLIC.

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Contact Us

Paradigm House
Brooke Court, Lower Meadow Road,
Wilmslow, Cheshire SK9 3ND

0161 486 4890

Paradigm Mortgage Services LLP
Office address: 1310 Solihull Parkway, Birmingham Business Park, Birmingham B37 7YB
Registered in England and Wales. Company No: OC323403. Registered Office: Paradigm House, Brooke Court, Lower Meadow Road, Wilmslow, SK9 3ND
Paradigm Mortgage Services LLP is a Limited Liability Partnership.