Lender Proc Fees

Register for our Proc Fee Portal

Paradigm Mortgage Services has secured market-leading proc fees for you, as detailed below. In addition, you will also receive an equal share of the retained fee Paradigm earns per case, thus increasing your overall proc fee. This is paid out once a year as a lump sum as part of our annual rebate scheme. Put simply, using Paradigm as opposed to other club routes increases your income.

We have created this guide to put your mind at ease about using Paradigm. Your proc fees will either be paid directly to you by the Lenders or will be paid to Paradigm we will pay this to you within 24 hours of receiving the money and the statement. To find out which Lenders pay you directly and which ones pay Paradigm, and to see how frequently they pay, click here.

If you have any questions about this please call us on 03300 536061 or email [email protected].

Paradigm Mortgage Services
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Lender Proc Fees

Last updated: 13.09.21

AccordAccord

Product Gross Net Gross Min Gross Max
Standard/Offset 0.45% 0.425% £200 No Max
BTL 0.50% 0.45% No Min No Max
Residential Product Transfer 0.30% 0.275% £50 No Max
BTL Product Transfer 0.30% 0.28% No Min No Max
Porting and Further Advance (paid on additional amount only) 0.30% 0.275% £50 No Max
Add Paradigm as Payment Route:

Re-register online with Paradigm as your mortgage club.

AldermoreAldermore

Product Gross Net Gross Min Gross Max
Residential 0.45% 0.40%
Retention (All products) 0.35% 0.30%
All BTL 0.55% 0.50%
Add Paradigm as Payment Route:

Go to 'My Profile' and select 'Change Submission Routes' to add Paradigm.

Bank of Ireland for IntermediariesBank of Ireland for Intermediaries

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.37%
Buy to Let 0.50% 0.465%
Retention 0.25% 0.23%
Add Paradigm as Payment Route:

When submitting an application, you can select Paradigm as your Mortgage Club in the drop down menu.

BarclaysBarclays

Product Gross Net Gross Min Gross Max
Residential and Offset products 0.35% 0.33% No min No max
Buy To Let 0.40% 0.35% No min No max
Retention 0.20% 0.18%
Further Advance 0.30% 0.28%
Add Paradigm as Payment Route:

Send an email to [email protected] to include your company FCA number and user ID for all brokers wanting Paradigm as their payment route.

Bath Building SocietyBath Building Society

Product Gross Net Gross Min Gross Max
All products 0.375% 0.35% £150 No max
Add Paradigm as Payment Route:

Put Paradigm as your payment route on your next application.

Beverley Building SocietyBeverley Building Society

Product Gross Net Gross Min Gross Max
New Business 0.42% 0.40%
Retention 0.37% 0.35%
Add Paradigm as Payment Route:

You need to stipulate the Proc Fee payment route on each individual application, ensure you mention Paradigm on this. 

Bluestone MortgagesBluestone Mortgages

Product Gross Net Gross Min Gross Max
All products 0.60% 0.50%
Add Paradigm as Payment Route:

Put Paradigm as your payment route on your next application.

BM SolutionsBM Solutions

Product Gross Net Gross Min Gross Max
BTL, H2H and Self Build 0.44% 0.39%
Test product 35%
Add Paradigm as Payment Route:

Put Paradigm as your payment route on your next application.

Buckinghamshire Building SocietyBuckinghamshire Building Society

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.38%
BTL 0.42% 0.40%
Add Paradigm as Payment Route:

Select Paradigm Mortgage Services as your mortgage club on each individual application.

Cambridge Building SocietyCambridge Building Society

Product Gross Net Gross Min Gross Max
Residential & BTL 0.40% 0.37% £150 £4000
Retention products 0.20% 0.19% £4000
Add Paradigm as Payment Route:

Go to 'My Profile' and select 'Change Submission Route' to add Paradigm.

CHL MortgagesCHL Mortgages

Product Gross Net Gross Min Gross Max
All products 0.55% 0.50%
Add Paradigm as Payment Route:Select Paradigm from the drop down list of Mortgage Clubs, on each application submission.

Chorley BSChorley BS

Product Gross Net Gross Min Gross Max
BTL 0.50% 0.45%
Residential 0.40% 0.35%
Add Paradigm as Payment Route:This is added when completing the application form.

CoventryCoventry

Product Gross Net Gross Min Gross Max
Standard 0.43% 0.40% No min £15,000
BTL 0.43% 0.40% No min £15,000
Product Transfer 0.30% 0.28% No Min £15,000
Add Paradigm as Payment Route:

Call 0800 121 7788 or email Coventry requesting to add Paradigm.

Earl ShiltonEarl Shilton

Product Gross Net Gross Min Gross Max
All Products 0.40% + £25 0.40% £250
Add Paradigm as Payment Route:

Download and use the Paradigm submission form when submitting your next case.

Family Building SocietyFamily Building Society

Product Gross Net Gross Min Gross Max
Owner Occupier 0.42% 0.40% £189 No Max
BTL 0.52% 0.50% £234 No Max
Retention 0.22% 0.20% No Min No Max
Further Advances 0.27% 0.25% £5.40 No Max
Offset Mortgage 0.52% 0.50% £234 No Max
Family Mortgage 0.57% 0.55% £256.50 No Max
Add Paradigm as Payment Route:Contact their mortgage helpdesk on 01372 744155.

Fleet MortgagesFleet Mortgages

Product Gross Net Gross Min Gross Max
All products 0.50% 0.45%
Add Paradigm as Payment Route:

Go to 'User Profile' and select 'Change my submission route list' to add Paradigm.

Foundation Home LoansFoundation Home Loans

Product Gross Net Gross Min Gross Max
Product Transfer 0.30% 0.27%
All Products (excl. Product Transfer) 0.50% 0.45%
Add Paradigm as Payment Route:

Register online and list Paradigm as your submission route

Furness Building SocietyFurness Building Society

Product Gross Net Gross Min Gross Max
Resi & BTL 0.40% 0.38%
Retention 0.30% 0.28%
Add Paradigm as Payment Route:Put Paradigm as your payment route on your next application.

Gatehouse BankGatehouse Bank

Product Gross Net Gross Min Gross Max
Home Purchase Plan 0.55% 0.50%
Single Unit BTL - UK resident 0.55% 0.50%
Limited Company and Portfolio BTL, UK Expat & International cases 0.70% 0.65%
HMO and MUFB 0.70% 0.65%
Product Transfer 0.30% 0.25%
Add Paradigm as Payment Route:

Please email a scanned signed letter from a Director of your firm confirming that you wish to change your payment route.

GodivaGodiva

Product Gross Net Gross Min Gross Max
BTL 0.43% 0.40% No min £15,000
BTL Product Transfer 0.30% 0.28% No Min £15,000
Add Paradigm as Payment Route:

Call 0800 121 7788 or email Godiva requesting to add Paradigm.

HalifaxHalifax

Product Gross Net Gross Min Gross Max
All products including Product Transfer & Further Advance 0.36% 0.34%
Add Paradigm as Payment Route:

Complete their online form with the 'additional payment route' request.

Hampden and CoHampden and Co

Product Gross Net Gross Min Gross Max
All products 0.50% 0.45%
Hampden & Co will pay a proc fee to Paradigm for all qualifying mortgage introductions
Add Paradigm as Payment Route:

Say you're a Paradigm member when referring next case.

Hampshire Trust BankHampshire Trust Bank

Product Gross Net Gross Min Gross Max
Bridging 1.70% 1.50%
BTL & Semi-commercial 1.20% 1.00%
Add Paradigm as Payment Route:You can either select Paradigm on the Broker Registration Pack or send an email to [email protected] and let them know you want to use Paradigm as payment route.
 

Hanley IntermediariesHanley Intermediaries

Product Gross Net Gross Min Gross Max
Residential 0.35% 0.33%
BTL 0.40% 0.35%
Self-Build 0.50% 0.45%
Add Paradigm as Payment Route:

This can be found within the settings of your profile. Please note, this isn’t instant and must be verified by the Hanley Intermediaries team which can take up to 2 working days.

Hinckley and RugbyHinckley and Rugby

Product Gross Net Gross Min Gross Max
All products 0.42% 0.40% £225 No Max
Add Paradigm as Payment Route:Put Paradigm as your payment route on your next application.

Hodge LifetimeHodge Lifetime

Product Gross Net Gross Min Gross Max
50+ Residential Mortgage, Retirement Interest Only, Holiday Let and Portfolio BTL 0.55% 0.50% £225 No max
Residential Product Transfer 0.25% 0.23% No min No max
Add Paradigm as Payment Route:Put Paradigm as your payment route on your next application.

HSBCHSBC

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.38%
Add Paradigm as Payment Route:

Please speak to Paradigm to find out whether your firm are eligible for access. If you are already registered, just select Paradigm as your payment route on your next application.

InterbayInterbay

Product Gross Net Gross Min Gross Max
BTL, commercial & semi-commercial 1.05% 0.85%
Bridging 1.20% 1.00%
Add Paradigm as Payment Route:

Select Paradigm in the 'Source of Business' section on next application.

InvestecInvestec

Product Gross Net Gross Min Gross Max
Million Plus Range 0.50% 0.45% No min £14,500
Professional Mortgage Residential £750 £700
Professional Mortgage Buy to Let £1000 £900
Add Paradigm as Payment Route:

Re-register online listing Paradigm as a payment route option.

Ipswich Building SocietyIpswich Building Society

Product Gross Net Gross Min Gross Max
All products 0.40% 0.37% £150
Minimum fee of £150 gross and £125 net. Additional Borrowing/Further Advance minimum fee of £150 gross and £140 net.
Add Paradigm as Payment Route:

Contact the helpdesk on 03301 231073 or email [email protected] requesting to add Paradigm.

KensingtonKensington

Product Gross Net Gross Min Gross Max
All Products 0.50% 0.40% No Min No Max
Add Paradigm as Payment Route:

Go to 'Admin' tab and select 'Your Profile'. Select 'change preferred mortgage club' and choose Paradigm.

Kent RelianceKent Reliance

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.35% No Min No Max
Buy to Let 0.50% 0.45% No Min No Max
Retention products 0.30% 0.27% No Min No Max
Further Advance - Residential 0.40% 0.35% £150 No Max
Further Advance - BTL 0.50% 0.45% £150 No Max
Add Paradigm as Payment Route:

Email Kent Reliance requesting to add Paradigm.

KeystoneKeystone

Product Gross Net Gross Min Gross Max
All Products 0.80% 0.70%
Add Paradigm as Payment Route:

Re-submit their registration form and email to Keystone.

LandbayLandbay

Product Gross Net Gross Min Gross Max
All Products 0.55% 0.45%
Add Paradigm as Payment Route:

Email Jasmin at Landbay requesting to add Paradigm.

Leeds BSLeeds BS

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.37% No min £5,000
BTL and Holiday Lets 0.50% 0.45% No min £3,750
Product Transfers - Residential 0.20% 0.18% No Min £2,500
Product Transfers - BTL 0.20% 0.18% No Min £1,500
Add Paradigm as Payment Route:

Email Leeds BS requesting to add Paradigm.

Leek UnitedLeek United

Product Gross Net Gross Min Gross Max
Residential & BTL 0.35%
Product Transfers 0.25% 0.23%
* A £25 Override will be paid to Paradigm – this will be included in the Profit Share Scheme.
Add Paradigm as Payment Route:

You don't need to contact Leek United to make any changes, as you can stipulate your desired payment route on each application. If you would like to submit an application online, please visit Leek United's Intermediaries Online portal.

LendInvestLendInvest

Product Gross Net Gross Min Gross Max
All products 0.7% 0.6%
Add Paradigm as Payment Route:

Put Paradigm as your payment route on your next application.

LiveMoreLiveMore

Product Gross Net Gross Min Gross Max
All products 0.55% 0.50%
Add Paradigm as Payment Route:

Select Paradigm as your payment route in the dropdown box whenever you input a case. 

Mansfield Building SocietyMansfield Building Society

Product Gross Net Gross Min Gross Max
Residential 0.37% 0.35%
Buy to Let 0.42% 0.40%
Retirement Interest Only 0.50% 0.48%
Add Paradigm as Payment Route:

Contact The Mansfield's Intermediary Sales Support team on 01623 676360 or email [email protected]

Marsden Building SocietyMarsden Building Society

Product Gross Net Gross Min Gross Max
Residential 0.40% + £25 0.40%
BTL 0.40% + £25 0.40%
Older Borrowers/Retired 0.40% + £25 0.40%
Expat Residential 0.40% + £25 0.40%
Expat BTL 0.40% + £25 0.40%
Add Paradigm as Payment Route:Put Paradigm as your payment route on your next application.

MasthavenMasthaven

Product Gross Net Gross Min Gross Max
First Charge 0.55% 0.50%
Second Charge 1.10% 1.00%
Bridging 1.5%
Add Paradigm as Payment Route:Once setup, login to the broker portal and select ‘My Profile’, then select ‘Add or remove submission routes’ to add Paradigm Mortgage Services to your account. Remember to select Paradigm Mortgage Services as your submission route with each application (step 2).

MBS LendingMBS Lending

Product Gross Net Gross Min Gross Max
Near Prime Enhance, Near Prime & Credit Assist (including shared ownership and right to buy products) 0.55% + £25 0.55% £150 £1000
Credit Recovery 0.65% + £25 0.65% £150 £1000
Retention 0.25% + £25 0.25% £150 £1000
Add Paradigm as Payment Route:MBS Lending is a paper-based application, you can put Paradigm as your mortgage club on your next application.

Metro BankMetro Bank

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.38% £20,000
BTL 0.43% 0.41% £20,000
Product Transfer 0.30% 0.285
Add Paradigm as Payment Route:

Email Metro Bank requesting to add Paradigm.

Molo FinanceMolo Finance

Product Gross Net Gross Min Gross Max
BTL 0.50% 0.45%
Add Paradigm as Payment Route:During the application process, there is a dropdown option where you can select Paradigm as your payment route. 

MPoweredMPowered

Product Gross Net Gross Min Gross Max
All products 0.60% 0.54%
Add Paradigm as Payment Route:Select Paradigm from the drop down list. If you experience any issues, call MPowered's team on 0800 260 5949.

MT FinanceMT Finance

Product Gross Net Gross Min Gross Max
All products 1.75% 1.25%
Add Paradigm as Payment Route:

Choose Paradigm as the payment route from the drop down list when submitting a new case.

NationwideNationwide

Product Gross Net Gross Min Gross Max
Residential Products 0.35% 0.33% No Min No Max
Retention 'Switcher' products 0.20% 0.19% No Min No Max
Further Advance 0.35% 0.33% £100
Add Paradigm as Payment Route:

You can add Paradigm as your mortgage club via the drop down submission route online. 

NatWest Intermediary SolutionsNatWest Intermediary Solutions

Product Gross Net Gross Min Gross Max
BTL 0.45% 0.40% £250 £10,000
Residential/Remortgage 0.35% 0.32% £250 £10,000
Product Transfer 0.20% 0.18% No Min £10,000
Add Paradigm as Payment Route:

Log in, select 'maintain details' and then 'add payment path' to add Paradigm.

Newbury Building SocietyNewbury Building Society

Product Gross Net Gross Min Gross Max
All products 0.37% 0.35%
Add Paradigm as Payment Route:

Paradigm can be added as a payment route on each application.

Newcastle IntermediariesNewcastle Intermediaries

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.37%
BTL 0.50% 0.45%
Product Transfer 0.20% 0.18%
Add Paradigm as Payment Route:

During registeration, you will be asked to select your payment route. To change your payment route to Paradigm, please email [email protected].

Nottingham Building SocietyNottingham Building Society

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.38% £200 (gross) £2000 (gross)
BTL 0.40% 0.38% £200 (gross) £2000 (gross)
Limited Company BTL 0.55% 0.50% £200 (gross) £2000 (gross)
Add Paradigm as Payment Route:

Re-register online listing Paradigm as a payment route option.

OneFamilyOneFamily

Product Gross Net Gross Min Gross Max
All products 2.5%
Add Paradigm as Payment Route:

Click here to register online with OneFamily Advisers. You will need your FCA firm number and a unique email address. To add Paradigm, log into the adviser portal by going to 'User Profile' > 'Change Submission Route'

ParagonParagon

Product Gross Net Gross Min Gross Max
All products 0.55% 0.50% £300
Further Advances 0.55% 0.50% £300
Product Transfers 0.30% 0.28% £300
Second Charge 1.50% 1.25% £300
Bridging 0.75% 0.70% £300
Minimum gross fee is £300, with a minimum net fee £270
Add Paradigm as Payment Route:

If you are already registered with Paragon and wish to switch your payment route to Paradigm, please email [email protected], copying in Moray Hulme ([email protected]) when requesting the change.

Pepper HomeloansPepper Homeloans

Product Gross Net Gross Min Gross Max
All Products 0.50% 0.40%
Add Paradigm as Payment Route:

Put Paradigm as your mortgage club on your next application.

PlatformPlatform

Product Gross Net Gross Min Gross Max
BTL 0.48% 0.43% No min £1,680
Mainstream 0.40% 0.37% No min £4,000
Retention/Product Transfer 0.30% 0.28%
Add Paradigm as Payment Route:Put Paradigm as your mortgage club on your next application.

Precise MortgagesPrecise Mortgages

Product Gross Net Gross Min Gross Max
Residential & Buy to Let 0.60% 0.50%
Refurbishment Buy to Let 1.20%* 1.00%*
Bridging & Short Term Lending 1.75% 1.30%
Fee Free Bridging 1.00% 0.90%
2nd Charge Loans 1.50% 1.25%
Product Transfer 0.30% 0.28%
Add Paradigm as Payment Route:

Go to 'User Profile' and select 'Change my submission route list' to add Paradigm.

PrincipalityPrincipality

Product Gross Net Gross Min Gross Max
Standard 0.40% 0.38% No min £2,500
BTL 0.40% 0.38% No min £2,500
Retention 0.20% 0.18% No min £2,500
Add Paradigm as Payment Route:

You will be able to select Paradigm as your payment route at the beginning of each application.

Progressive Building SocietyProgressive Building Society

Product Gross Net Gross Min Gross Max
All products (over £30k) 0.38% 0.36% £175 £2,000
Retention 0.20% 0.18% £200 No max
Add Paradigm as Payment Route:You can change Paradigm to your payment route by submitting a registration form.

Saffron for IntermediariesSaffron for Intermediaries

Product Gross Net Gross Min Gross Max
All products 0.45% 0.35%
Self-build 1.00% 0.50%
Add Paradigm as Payment Route:When completing registration a broker is able to select Paradigm as their submission route.  Alternatively, when an account has been activated they can also add in Paradigm as a submission route on their user profile.

Santander for IntermediariesSantander for Intermediaries

Product Gross Net Gross Min Gross Max
Standard Residential 0.34% 0.32%
BTL 0.45% 0.40%
Retention Products 0.20% 0.18%
Add Paradigm as Payment Route:

Call 0141 275 7900 or email Santander requesting to add Paradigm.

Scottish Widows BankScottish Widows Bank

Product Gross Net Gross Min Gross Max
All products including Additional Borrowing, Product Transfer & Porting 0.36% 0.34% No Min No Max
Add Paradigm as Payment Route:

Complete their panel registration form and email to Scottish Widows.

Skipton Building SocietySkipton Building Society

Product Gross Net Gross Min Gross Max
Residential 0.40% 0.37% £100 No Max
BTL 0.50% 0.45% £100 £5.000 (£4,500 Net)
Residential Retention 0.30% 0.28%
BTL Retention 0.35% 0.32%
Shared Ownership 0.45% 0.41%
Add Paradigm as Payment Route:Put Paradigm as your mortgage club on your next application.

Swansea Building SocietySwansea Building Society

Product Gross Net Gross Min Gross Max
Residential & BTL 0.37% 0.35%
Add Paradigm as Payment Route:

For each new case, you will need to complete a Mortgage Application Form (Broker), on which you should detail Paradigm as your chosen payment route. Alongside this, you must also submit the Paradigm Submission Sheet.

The Melton Building SocietyThe Melton Building Society

Product Gross Net Gross Min Gross Max
All Products (excl. retention) 0.35% + £25 0.35% £150 £1000
Retention 0.25% + £25 0.25% £150 £1000
Add Paradigm as Payment Route:Put Paradigm as your mortgage club on your next application.

The Mortgage LenderThe Mortgage Lender

Product Gross Net Gross Min Gross Max
All products 0.60% 0.50%
Add Paradigm as Payment Route:

Add Paradigm as a payment route within your user settings.

The Mortgage WorksThe Mortgage Works

Product Gross Net Gross Min Gross Max
Buy to Let 0.44% 0.39% No Min No Max
Retention 0.20% 0.19% No Min No Max
Large Portfolio 0.54% 0.49% No Min No Max
Limited Company BTL 0.54% 0.49% No Min No Max
Add Paradigm as Payment Route:

Contact TMW directly by emailing them at [email protected]

Tipton and Coseley Building SocietyTipton and Coseley Building Society

Product Gross Net Gross Min Gross Max
Residential 0.42% 0.40%
BTL 0.45% 0.40%
Add Paradigm as Payment Route:Put Paradigm as your mortgage club on your next application.

TogetherTogether

Product Gross Net Gross Min Gross Max
Resi & BTL 0.60% 0.50%
Bridging 1.00% 0.90%
Add Paradigm as Payment Route:

Re-register on their online application system, My Broker Venue (takes 24 hours).

TSBTSB

Product Gross Net Gross Min Gross Max
Residential 0.35% 0.33%
BTL 0.44% 0.39%
Product Transfers 0.28% 0.27%
Add Paradigm as Payment Route:

Please speak to Paradigm to find out whether your firm are eligible for access. If you are already registered, just select Paradigm as your payment route on your next application.

Vida HomeloansVida Homeloans

Product Gross Net Gross Min Gross Max
Residential 0.45% 0.40%
Buy To Let 0.50% 0.45%
Product Transfer 0.30% 0.28%
Add Paradigm as Payment Route:

Re-register online with Paradigm as your mortgage club.

Virgin MoneyVirgin Money

Product Gross Net Gross Min Gross Max
Residential, BTL & Shared Ownership 0.50% 0.45% No min No max
Product Transfer 0.38% 0.35% No min No max
Ported 0.50% 0.45% No Min No Max
Add Paradigm as Payment Route:

Visit their website and 'Update your details' to add Paradigm.

Zephyr HomeloansZephyr Homeloans

Product Gross Net Gross Min Gross Max
All products 0.50% 0.45%
Add Paradigm as Payment Route:

If you are already registered with Zephyr, and would like to change your payment route to Paradigm, you can do so on your Zephyr user profile - find instructions on how to do so here

Procuration fees (proc fees) may be subject to lender restrictions such as minimum loans and maximim payments and are subject to change without notice. Proc fees are not normally available on further advances. We, Paradigm Mortgage Services do not accept responsibility for the communication of information on lender products or proc fees, nor can we guarantee being able to secure a loan offer according to product details and interest rates disclosed at the time of the application. It is your responsibility to ensure the correct gross procuration fee is displayed in the KFIs issued to clients.

The procuration fees listed are for reference only and our subject to change at short notice. Prior to submission of any mortgage application, Paradigm members should confirm what remuneration will be paid by contacting the lender directly. Paradigm will not reimburse members for any differences between figures listed and the amount received by the member from the lender.

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THIS SITE IS FOR PROFESSIONAL INTERMEDIARY USE ONLY AND NOT FOR USE BY THE GENERAL PUBLIC.

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Paradigm House
Brooke Court, Lower Meadow Road,
Wilmslow, Cheshire SK9 3ND

0161 486 4890

Paradigm Mortgage Services LLP
Office address: Wellington House, Starley Way, Birmingham International Park, Solihull, B37 7HB
Registered in England and Wales. Company No: OC323403. Registered Office: Paradigm House, Brooke Court, Lower Meadow Road, Wilmslow, SK9 3ND
Paradigm Mortgage Services LLP is a Limited Liability Partnership.