Founded in 2012 and part of Norfolk Capital Group, which has provided financial services since 1988, Commercial Trust is a specialist broker of unregulated property finance for landlords and property investors. We do not broker residential mortgages or bridging loans for a client's own home.

Through relationships with high street banks, challenger banks and specialist lenders, we help advisers place both straightforward and complex cases, including those that fall outside mainstream lending criteria.

We can help you with:
 

• Buy to let: standard and specialist mortgages up to 85% LTV, including HMOs, multi-unit blocks and holiday lets (up to 80% LTV), with personal and limited company lending, top slicing, second charges, adverse credit and lending into retirement.
• Commercial and semi-commercial mortgages: up to 75% LTV for owner-occupied and investment properties.
• Bridging and development finance: bridging up to 80% LTV, auction finance, land purchase and development funding up to 70% LTGDV.
• Homeowner business loans: raising business funds against equity in the client's home, where a regulated mortgage is already in place.

Benefits for Paradigm advisers
Paradigm advisers gain access to a broad panel of specialist lenders through a single referral relationship, more placement opportunities for complex cases and dedicated support from application through to completion. Offers can be issued in as little as 24 hours on suitable cases.

Our values
We operate on eight values: Integrity, Honesty, Equality, Fairness, Transparency, Humility, Service and Trust. We will always do the right thing by you and your clients.