Family Building Society

The Family Building Society do not believe in a ‘one size fits all’ approach to lending and will work with you to find mortgage solutions for your clients regardless of their circumstances.

They’re focused on delivering innovative and flexible products to meet the needs of the modern family across all generations and individuals not well served by the mass market.

Why choose them?
  • Human underwriters – not computers
  • Flexible criteria
  • No credit scoring
They provide solutions for a wide range of customers
  • FTB
  • Landlords
  • Self-employed
  • Expats
Lending into retirement
  • Max age 95 at end of mortgage
  • Pension pots utilised even if not drawing down on them
  • Earned income up to age 70 (75 professional) and pension/non earned’’ income beyond that

Proc Fees

Product Gross Net Gross Min Gross Max
Owner Occupier 0.42% 0.40% £189 No Max
BTL 0.52% 0.50% £234 No Max
Further Advances 0.27% 0.25% £5.40 No Max
Offset Mortgage 0.52% 0.50% £234 No Max
Family Mortgage 0.57% 0.55% £256.50 No Max
Ported 0.15% 0.14%
Retention (Offset Mortgage) 0.52% 0.50%
Retention (Family Mortgage) 0.57% 0.55%
Retention (Buy to Let) 0.52% 0.50%
Retention (Owner Occupier) 0.42% 0.40%

How to Register

Registering for the first time:

Please visit their website to register.

Add Paradigm as payment route:

Contact their mortgage helpdesk on 01372 744155.