Harpenden Building Society

Harpenden’s team have years of experience in analysing complex customer circumstances. Many lenders say that they make mortgage applications more simple…but they do have the expertise to manage complex cases. The Harpenden aim to make both the process and service as simple and personal as possible. They will take a flexible view on the merits of all cases, individually assessing each one using common-sense. 

By individually underwriting mortgages, they get to completely understand the needs of the customer. Their policy of lending to people in different types of employment includes; employed, self-employed and retired, and they can consider many income sources when determining affordability. Harpenden deal exclusively with intermediaries and they are experienced in dealing with complex mortgage applications. 

Proc Fees

Product Gross Net Gross Min Gross Max
Residential (all products) 0.40% 0.38% £500 (£480 net)
Buy to Let (all products) 0.40% 0.38% £500 (£480 net)
Retention 0.20% 0.18%
Further Advance 0.20% 0.18%
Development/ Bridging 0.75% 0.73%

How to Register

Registering for the first time:

Contact them on 01582 463133, email [email protected] or register on Broker Online

Add Paradigm as payment route:

Contact [email protected] to add Paradigm as a payment route to your account. Once added, select Paradigm via the drop down list.