Keystone Property Finance is a specialist buy to let lender who help brokers find solutions for an array of different client and property scenarios.
They lend to landlord clients who are looking to borrow both personally and through a variety of corporate structures. Keystone can also finance standard buy to lets and higher-yielding properties such as HMOs and Multi-Unit freeholds.
HMOs up to 15 occupants |
Ex-local Authority properties |
Multi-units up to 15 units |
Students as tenants |
Highrise flats |
Universal Credit Tenants |
Flats above commercial |
Minimum property value - £75K |
Studio flats – min 30sqm |
Multi-let (no HMO licence required) |
Individuals |
Up to £2m per single property |
Up to 80% LTV |
SPVs, trading limited companies & LLPs |
No minimum employment history |
First-time landlords for standard properties |
Foreign Nationals residing in the UK |
No minimum income for existing landlords |
Portfolio lending up to £10m |
Gifted deposits & inter family sales accepted |
View the full lending criteria here
Keystone Property Finance are particularly good at helping brokers who are struggling to place complex buy to let cases. With their flexible underwriting and experienced team of Business Development Managers Keystone can help you find the best solution for your client.
For help placing your buy to let cases contact the BDM team on the broker hotline 0345 148 9086 or email [email protected].
Proc Fees
Product | Gross | Net | ||
---|---|---|---|---|
All Products | 0.80% | 0.70% | ||
Product Transfers | 0.45% | 0.40% | ||
Product Transfer Plus | 0.55% | 0.53% |
Links
How to Register
Registering for the first time:
To register with Keystone, complete this form here and request Paradigm as your payment route.Add Paradigm as payment route: