LiveMore

Your go-to lending partner for all cases aged 50-90+

 

WHO ARE WE?

LiveMore is bringing a can-do approach to lending. Using our broad criteria and common sense, we’re here to help where other lenders won’t. 

Our mortgages are designed specifically for ages 50 to 90+, and we’ll always look for the ways to say yes to your clients – even in ‘not your average’ cases.

 

WHY CHOOSE US?

  • More affordability
    We use all your client’s income and assets to maximise how much they can borrow.

  • More properties
    We love unique homes. We’ll consider a huge range of properties that other lenders simply turn down.

  • More product choice
    The only 50-90+ lender offering capital repayment, interest only and equity release, with the widest range of fixed rates on the market.

WHAT TYPE OF CLIENTS CAN WE HELP?

We can help in all cases when your client is aged 50-90+, but here are some of the scenarios we see often.

  • End of term - Sometimes called mortgage prisoners
  • Debt consolidation - reducing existing monthly payments and increasing disposable income.
  • Bank of Mum and Dad - helping children or grandchildren to get on the housing ladder, pay off student loans, etc.
  • Purchasing a home - it could be their dream home or a second home.
  • Home improvements - updating their existing property with fund freed up by our mortgages.
  • Inheritance Tax - using / gifting the proceeds of a mortgage to reduce the amount of family tax that might be due in the future.

REAL CASES WE HAVE SOLVED IN THE PAST:

  • 92-year-old gets mortgage for dream penthouse

  • Self-employed 58-year-old remortgages despite covid cutting income

  • 60-year-old with 5 income sources remortgages

We have lots of fantastic case studies on our website, check them out here.

HOW TO CONTACT US

Contact us on 0203 0114 991 or [email protected] where one of the team will be happy to assist you.

Proc Fees

Product Gross Net Gross Min Gross Max
All Other Term Products 0.55% 0.50%
Ongoing Proc Fee 0.13% 0.11%
Lifetime Mortgages 3.00% 2.85% £20,000
LiveMore

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