MT Finance launched in 2008 with a clear and simple philosophy: to provide loans quickly and effortlessly, and with utmost flexibility – core values we maintain to this day.  
We are committed to supporting the UK intermediary community by providing fit-for-purpose specialist funding solutions that meet your client’s needs. We have built our reputation around an exceptional service proposition – something we are consistently recognised for within the financial services industry.  By offering an institutionally friendly, communicative and transparent service to brokers and borrowers alike, we cut the anxiety and uncertainty out of the loan application process.
 

 

•    Up to 70% LTV
•    Loans from £50,000
•    1st and 2nd charge loans
•    Terms from 1-24 months
•    Residential, commercial & semi-commercial assets
•    No exit fees or ERCs
•    Undervalue transactions
•    Pre-approved funds for auction purchases
 

•    Up to 80% LTV
•    ICR from 125%
•    Minimum loan £25,001 (refer to criteria for ex-local)
•    England and Wales only
•    Individuals and limited companies
•    Holiday lets considered (loan based on AST)
•    28sqm minimum size
•    Adverse criteria considered at different levels across Tier 1 and Tier 2 products
 

Product guides 
 

MT Finance is a market-leading specialist finance lender offering commercial mortgages, buy-to-let mortgages, and bridging loans. The company excels at delivering fit-for-purpose specialist loans at speed, and their approach to lending is something they have been consistently recognised for within the financial services industry.

Established in 2008, the company has won multiple awards including Best Bridging Finance Provider at the Business Moneyfacts Awards in 2025, 2022 and 2021, Best Service from a Bridging Finance Provider at the Business Moneyfacts Awards in 2024, 2023, 2020, 2019, 2018 and in 2017. MT Finance was named Best Short-Term Lender at the Mortgage Strategy Awards 2019