Masthaven’s mission is to build a bank that challenges the conventions of traditional banking. They aim to take a broader view of customer lending criteria, giving you direct access to expert underwriters and flexible solutions, quickly and conveniently.

Masthaven’s mortgage range includes first charge, second charge, residential and buy to let; unlike others they don’t box-tick or credit-score. Society is changing, and Masthaven’s products reflect that, they’re great for:
  • Customers with credit blips
  • Landlords
  • Self Employed
  • Contractors
Their bridging range is just as flexible, whether your customer is downsizing, solving chain breaks, or wants to refurbish a property.

Proc Fees

Product Gross Net Gross Min Gross Max
First Charge 0.55% 0.50%
Second Charge 1.10% 1.00%
Bridging 1.5% 1.3%


Second charge affordability calculator
Second charge buy to let ICR calculator
Find your account manager here

How to Register

Registering for the first time:

Register online via their website and you will receive a response within 48 hours.

Add Paradigm as payment route:

Once setup, login to the broker portal and select ‘My Profile’, then select ‘Add or remove submission routes’ to add Paradigm Mortgage Services to your account. Remember to select Paradigm Mortgage Services as your submission route with each application (step 2).