HERE FOR YOU - EVERY STEP OF THE WAY
Who are we?
Working exclusively with qualified equity release advisers, more2life provide flexible lifetime mortgages, enabling over 55s to release cash from their homes to help them achieve the retirement they truly deserve.
Our lifetime mortgages come with innovative lending features, at no extra cost, designed to give customers more options, greater control, and deliver peace of mind in later life.
Your mission is our mission
Different product optionsWe are proud to provide you with a selection of modern plans, LTVs, features, extras and competitive rates which you can offer your clients with more2life
Technology for successThanks to fastpath, you can take a client from KFI all the way to completion without filling in any paperwork. This together with automated, digital processes means you spend less time doing paperwork, and more time growing your business.
Supporting youFrom the moment you register, you are assigned a dedicated business development and telephone support, along with access to online tools never seen before in the equity release market, resources and webinars to take advantage of anywhere, anytime – even when you’re out in the field.
Specialists in equity releaseAt the heart of what we do are advisers like you – who support the growth of the equity release market. That’s why we’re committed to continually evolving to what matters to you most – from our investing in more experts to support you, deploying new technology and an even wider range of products, so you can help your clients get the retirement they deserve.
Our productsWhether your clients are looking to release the maximum amount possible, or are looking for a competitive interest rate, want to take a one-off lump sum, or are looking for a series of payments, we may have the plan for them.
- Our lifetime mortgages offer different flexible features as standard in order to help deliver peace of mind in later life, including:Partial repayments – depending on which plan your clients take, they could repay up to 12% of their initial loan each year, ERC-free
- Downsizing protection – this ensures that if your client downsizes after 5 years from when their loan completes, they could repay their loan ERC-free if the new property does not meet our lending criteria at the time
- Early repayment charge exemption - in joint cases, the remaining client can repay their loan ERC-free within 3 years of the death or admission into long-term care of the first client
- Fixed ERCs – if applicable, your customer will always know how much it would cost them to repay their loan
Our promiseThe advisers we work with and your clients are at the heart of all we do.
We fully appreciate that most of your time is devoted to working closely with your customers, helping them obtain a better financial outcome in later life.
This is why we have a wealth of resources to aid professional development and to keep you updated on market progress - including our fully CII accredited webinars – so that you can focus as much energy on your clients as possible.
We will also provide your clients with flexible, innovative and modern borrowing solutions, and the best possible service, as behind our success is a dedicated team of knowledgeable equity release experts.
We’d love to hear from you!