Buy-to-let. It’s in our DNA. 

For over 30 years, Paragon Bank have pioneered the buy-to-let market, supporting landlords and brokers through every shift and cycle. Because we don’t just participate in the market – we shape it. 

Our expertise, innovation, and commitment to making the complex simple mean we’re always ready to help you and your landlord clients succeed. 

 

Why choose Paragon?

• Leaders in buy-to-let: From first-time landlords to full-time investors, we offer solutions for every scenario – single self-contained units, large HMOs, multi-unit blocks, new builds, and refurb-to-lets.

• Experts in limited company lending: We specialise in supporting landlords who want to operate through limited company structures, from new incorporations to those more complex arrangements.

• Flexible approach: We’re experienced in working with a wide range of cases, from straightforward applications to more complex portfolios. 

• Innovation at heart: We're constantly evolving our products, processes, and technology to deliver faster decisions, smoother applications, and a better experience for you and your clients.

Our products and services.

• Comprehensive product range: Mortgages for a wide variety of property types, including HMOs (up to 20 rooms) and multi-unit blocks (up to 35 units).
• Refurb-to-let: Tailor-made for properties needing modernisation (without structural changes), with a 6-month refurbishment period.
• Further advances: Funding for energy improvements, property expansion, or portfolio growth.
• Flexible lending criteria: Up to £4 million per property and £10 million aggregate per borrower. We lend to individuals, Limited Company SPVs, partnerships, and LLPs.
• Support for complex cases: Pre-application property assessments, low minimum property value (£75,000), and specialist support for unique or challenging cases.

Real-world solutions, backed by decades of expertise

Whether your client is buying, remortgaging, or renovating, Paragon offers flexible options that grow with them. Our UK-wide business development team is on hand to provide dedicated support and insight – because having the right conversation with the right person can make all the difference.
 

Get in touch

If you’re looking for real-world solutions, backed by decades of expert service and flexible options that evolve with your clients’ needs, we’d love to help. At Paragon, buy-to-let isn’t just what we do, it’s who we are.