Pepper Money are a multi-award winning specialist lender offering Residential mortgages exclusively through intermediaries.

We believe in challenging the accepted, taking a more human approach to underwriting, to build a truer picture and reach a fairer outcome for your customers.

At Pepper, we pride ourselves on our ability to look beyond the numbers on a credit score. Our specialist team of skilled, mandated underwriters review each case on its own merits. 

With broad criteria, competitive pricing and a positive lending attitude, we help you to help more of your customers. From First Time Buyers and the recently self-employed to those with adverse credit or complex incomes.