Principality Intermediaries

Principality are committed to delivering the best mortgage solutions for you and your clients whilst providing you with expert support from their Business Development Managers and Intermediary Support Team.

How can Principality help your clients?
  • They can accept up to 4 applicants on an application using 100% of all 4 incomes
  • They will consider applications for Non EEA Nationals with no LTV restrictions subject to VISA and UK residency requirements
  • Their credit score is not driven by LTV or association
  • They will ignore salary deductions including pension contributions and child care vouchers
  • Gifted deposits/equity from immediate family are acceptable
  • They consider up to £500 in outstanding CCJs and defaults registered within the last 6 years
  • They accept second residential applications up to 75% LTV
*subject to affordability

Proc Fees

Product Gross Net Gross Min Gross Max
Standard 0.40% 0.38% No min £2,500
BTL 0.40% 0.38% No min £2,500
Retention 0.20% 0.18% No min £2,500
Porting 0.40% 0.38% No min £2,500

How to Register

Registering for the first time:

Please click here to register with Principality. If you need help registering, please click here in the first instance. 

Add Paradigm as payment route:

You will be able to select Paradigm as your payment route at the beginning of each application.