Scottish Widows Bank

Scottish Widows Bank provides mortgages in the offset and professional markets, offering all their new business products exclusively through the intermediary market.

Their Flexible Mortgage is a straightforward mortgage that offers a range of additional flexible features, including offset - which comes as a feature of both their Professional and Flexible products and could reduce the term of the mortgage or the monthly payments

Their Professional Mortgage is available to fully qualified, practicing and registered accountants, actuaries, barristers, dentists, engineers, medical doctors, optometrists, pharmacists, solicitors, teachers and vets - offering increased flexibility through a variety of features including offset and up to 90% borrowing.

Their Premier Mortgage Service provide dedicated Relationship Managers who offer expert, tailored support for large loans of £500,000 up to £5m.

Proc Fees

Product Gross Net Gross Min Gross Max
All products including Additional Borrowing, Product Transfer & Porting 0.36% 0.34% No Min No Max

How to Register

Registering for the first time:

If you’d like to register your firm to submit mortgage business with Scottish Widows Bank, click here.

Add Paradigm as payment route:

Complete their panel registration form and email to Scottish Widows.