Helping more people have a place to call home has been at the heart of what we do since 1853.
Skipton know that every client has their own circumstances and ambitions. That's why they take an approach that's built around finding ways to help, not reasons to say no.
It's an approach that shapes how they support you and your clients every day.

How we help you find a way

Not every case fits neatly into a box
That's why their experienced underwriters look beyond the obvious and take the time to understand individual circumstances wherever possible. Combining technology with human expertise helps Skipton make informed decisions and support more clients on their journey to home ownership.

Innovation that breaks barriers
Home ownership should be accessible to more people. That's why they're continually looking for new ways to support borrowers whose circumstances may not fit traditional lending models.

Whether it's developing products that help more people take their next step onto the property ladder or improving the application journey, they're focused on creating practical solutions that make a difference.

• Latest P60 (if using additional income).
• Latest month’s payslip (if employed).
• Latest full month’s bank statement showing salary credit (also rental income if BTL).
• Accountant’s Certificate (preferable) OR latest two years’ full signed accounts OR two years’ SA302s and one year of accounts (if self-employed).
• Any other fees your client has opted to pay upfront.
• Evidence of retirement income, if the term takes your client into retirement.
   

Useful links

Products – choose from a range of Skipton mortgage products for your clients. Our Products 

Lending criteria – view lending criteria to assess client suitability. A-Z Lending Criteria 

Literature – download useful literature and forms. Guides & Forms 

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Skipton Building Society is a member of the Building Societies Association. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 153706, for accepting deposits, advising on and arranging mortgages and providing Restricted financial advice. Principal Office, The Bailey, Skipton, North Yorkshire, BD23 1DN.