Mortgages Made Easier

Tight deadlines. Shifting goalposts. Policy changes galore. If the really satisfying parts of being a mortgage broker didn’t exist, you’d wonder why anyone does it. So instead of making big, bold statements and promising the world, we stick to the basics: we do our job with a view to helping you enjoy doing yours.

That starts with taking a common sense, straightforward approach to lending. Doing the really simple stuff like listening to brokers, and their clients, and acting on their feedback. When you place a case with us, you’re getting:

Underwriting

• access to our underwriting team if you need it
• any extra documents requested at initial underwrite reviewed within a target time of 24 hours.

People

• support from a network of dedicated BDMs
• a combination of technology and the human touch, so simple cases should fly through and more complicated cases get the attention they need
• clear, timely communications.

Service

• support via web chat, phone, email, video call, X (formerly Twitter) for general queries, case updates and new enquiries.

You're here because you want to do the best for your clients. We're here to help them love you even more.

From first-time buyers, deal switchers, to next step movers, we'll support you with fast service and products that make life easier.
 

We’re built to give you the fast decisions your clients expect. You can find answers you won’t always find elsewhere. We’ve always moved with the times, listening to brokers like you to understand the real challenges buyers face.

That’s why we launched the UK’s first Track Record mortgage (a 100% LTV offering) and Delayed Start mortgages. We also offer an Income Booster mortgage to help family and friends support would-be homeowners.

These and others are designed to meet modern affordability pressures.

Skipton Building Society for Intermediaries

Good-to-know

Minimum Submission
Providing a fully packaged case first time will improve the time to offer and help out their underwriters.

• Latest P60 (if using additional income).
• Latest month’s payslip (if employed).
• Latest full month’s bank statement showing salary credit (also rental income if BTL).
• Accountant’s Certificate (preferable) OR latest two years’ full signed accounts OR two years’ SA302s and one year of accounts (if self-employed).
• Any other fees your client has opted to pay up front.
• Evidence of retirement income, if the term takes your client into retirement.

Finding a way for you

Useful links

Products – choose from a range of Skipton mortgage products for your clients.

Lending Criteria – view lending criteria to assess client suitability.

 First Time Buyers - We have a range of innovation solutions for your FTB clients.

Literature – download useful literature and forms.
Guides and Forms 

Visit: Contact Us | Skipton Building Society for Intermediaries (skipton-intermediaries.co.uk)

More than Mortgages

If your client takes out a mortgage with us, they'll become a Skipton Building Society member and get access to exclusive benefits.

Intermediary use only

Skipton Building Society is a member of the Building Societies Association. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 153706, for accepting deposits, advising on and arranging mortgages and providing Restricted financial advice. Principal Office, The Bailey, Skipton, North Yorkshire, BD23 1DN