Flexible Mortgage Solutions
Tandem offers an enhanced range of specialist mortgage products, to help underserved customers who do not meet the high street approach of a minimum credit score or automated process. Our mission is to become the UK’s greener digital bank and to help customers make greener financial choices. Our mortgage products give rate discounts to applicants with home EPC ratings of A-C.
Tandem's market leading combination of technology and our manual specialist underwriting means we individually assess each application on its merits.
Max LTV 90%
Max LTV 90% Loan £500,000 including unsecured debt consolidation of up to £60,000.
No Application Fee
We do not charge application fees on our remortgages.
Free AVM or Valuation
We will provide either a Free AVM or a Free Valuation up to £700,000 for a remortgage.
If an applicant has a confirmed EPC rating of A, B or C, we give a discount of up to 0.3% during the fixed rate period.
Product Transfers available at the end of fixed rate for existing customers, subject to meeting our eligibility criteria.