Zephyr Homeloans

As a specialist BTL lender, Zephyr Homeloans is dedicated to helping you and your landlord clients.

Whether you’re working with individual landlords or limited companies, Zephyr’s broad criteria covers a wide range of property types — from HMOs and MUFBs to flats above commercial and new builds. Got a large portfolio? No problem. There’s no cap on maximum loan size, and their experience and service on complex cases sets them apart..

They lend on They lend to: Criteria highlights:
  • Houses & flats
  • HMOs
  • MUFBs
  • Flats above commercial
  • Ex LA & deck access
  • New build properties
  • Max 4 applicants
  • Max age 95
  • SPV applications
  • Portfolio landlords
  • Unlimited portfolios
  • Up to £2.5m loan size
  • No min income
  • Top slicing available
  • Gifted deposits, equity & intercompany loans
  • Capital raising

Proc Fees

Product Gross Net Gross Min Gross Max
All products 0.70% 0.65%
Zephyr-Homeloans

Links


How to Register

Registering for the first time:

Click here to register. For a guide on how to do so, click here.

Add Paradigm as payment route:

If you are already registered with Zephyr, and would like to change your payment route to Paradigm, you can do so on your Zephyr user profile - find instructions on how to do so here