Zephyr Homeloans

As a specialist BTL lender, Zephyr Homeloans is dedicated to helping you and your landlord clients.

Zephyr have a range of deals for both purchases and re-mortgages, with discounts for properties with EPC ratings of A-C. And with broad BTL criteria and manual underwriting provided by underwriters you can speak with; Zephyr could be the perfect solution for you and your professional landlord clients.

They lend on They lend to: Criteria highlights:
  • Houses & flats
  • HMOs
  • MUFBs
  • Flats above commercial
  • Ex LA & deck access
  • New build properties
  • Max 4 applicants
  • Max age 95
  • SPV applications
  • Portfolio landlords
  • Unlimited portfolios
  • Up to £2m loan size
  • No min income
  • Top slicing available
  • Gifted deposits, equity & intercompany loans
  • Capital raising

Proc Fees

Product Gross Net
All products 0.50% 0.45%


How to Register

Registering for the first time:

Click here to register. For a guide on how to do so, click here.

Add Paradigm as payment route:

If you are already registered with Zephyr, and would like to change your payment route to Paradigm, you can do so on your Zephyr user profile - find instructions on how to do so here