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Paradigm launches dedicated Mortgage Rule Review resource for intermediaries

Bob Hunt

Bob Hunt

16 February 2026
Paradigm has launched a new online resource and video for intermediaries covering the Financial Conduct Authority’s (FCA’s) Mortgage Rule Review.

The materials focus on the regulator’s recently published Feedback Statement and Roadmap and are designed to bring together all elements of the FCA’s work on the mortgage market.

This includes the original Policy Statement, subsequent Discussion Paper, and the Feedback Statement and Roadmap issued in December.

The FCA’s Roadmap sets out priority actions through 2026 and into 2027, grouped under four themes: expanding access for first-time buyers and underserved customers; enhancing later life lending; enabling innovation; and protecting vulnerable customers.

Paradigm’s dedicated webpage collates these documents and includes a new ‘Paradigm on Film’ video featuring senior team members Richard Howes, managing director of mortgages; Christine Newell, mortgages technical director; Mike Allison, director of protection; and Graeme Stewart, head of consultancy.

The video provides analysis of the four themes, outlines potential regulatory outcomes and explores what intermediary firms can do ahead of any rule changes.

Paradigm confirmed the content can count towards continuing professional development hours.

Richard Howes, managing director of mortgages at Paradigm Mortgage Services, said: “The Mortgage Rule Review is one of the most important pieces of work the FCA has carried out on the mortgage market in recent years.

“It covers a number of key areas and has moved at pace, which can make it hard to keep track of what has been said, what has changed, and what is coming next.

“We wanted to bring everything into one clear place, using plain language, so firms can see the full story and understand what the regulator is aiming to achieve.”

He added: “Our new Mortgage Rule Review webpage resource is designed to help advisory firms cut through the detail and focus on what really matters for their business and their clients.

“The video adds extra value by setting out how the four themes could play out in practice, and what firms can do now to prepare, rather than waiting for rules to land.

“This is about giving firms confidence, clarity, and time to plan, while supporting good outcomes for customers.”

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Paradigm

THIS SITE IS FOR PROFESSIONAL INTERMEDIARY USE ONLY AND NOT FOR USE BY THE GENERAL PUBLIC.

APCC MemberConsumer Duty Alliance

Paradigm Consulting is a Member of the Association of Professional Compliance Consultants and also the Consumer Duty Alliance.

Paradigm Consulting is a trading name of Paradigm Partners Ltd
Office address: Paradigm Partners Ltd, Paradigm House, Brooke Court, Wilmslow, Cheshire, SK9 3ND
Paradigm Partners Ltd is registered in England and Wales. No.09902499. Registered Office: As above

Paradigm Mortgage Services LLP
Office address: 1310 Solihull Parkway, Birmingham Business Park, Birmingham B37 7YB
Registered in England and Wales. Company No: OC323403. Registered Office: Paradigm House, Brooke Court, Lower Meadow Road, Wilmslow, SK9 3ND
Paradigm Mortgage Services LLP is a Limited Liability Partnership.

Paradigm Protect is a trading name of Paradigm Mortgage Services LLP
Office address: 1310 Solihull Parkway, Birmingham Business Park, Birmingham B37 7YB
Paradigm Mortgage Services LLP is registered in England and Wales. Company No: OC323403. Registered Office: Paradigm House, Brooke Court, Lower Meadow Road, Wilmslow, SK9 3ND
Paradigm Mortgage Services LLP is a Limited Liability Partnership.