Whether it's personal or business cover, our goal is to provide your clients with comprehensive and tailored solutions.

Life cover

Zurich’s Life cover helps provide financial protection for your client's family should they die or be diagnosed with a terminal illness. They can choose to take out a policy that pays out in a lump sum, or they can select family income cover that pays out a monthly amount over the policy term.

Your clients can also choose to add one of two levels of children’s cover, as well as additional tailored protection if they’re planning to add to their family in the future.

More information can be found here - https://www.zurichintermediary.co.uk/personal-protection

Critical Illness cover

Critical Illness cover gives your client a financial cushion to help them absorb the impact of a serious illness. It pays out if they’re diagnosed with one of the conditions covered by their policy and does so as soon as possible after their diagnosis. They can choose to take out a policy that pays out in a lump sum, or they can select family income cover that pays out a monthly amount over the policy term.

The money can be used however they want, to pay off a mortgage, support their family or to simply ease any extra worries at a tough time and focus on getting better.
We offer three different levels of Critical Illness cover – Critical Illness, Critical Illness enhanced and Critical Illness enhanced plus - so you can craft different solutions to meet the needs of each client.  Each option is available with or without Life cover.

Your clients can also choose to add one of two levels of children’s cover, as well as additional tailored protection if they’re planning to add to their family in the future.
More information can be found here - https://www.zurichintermediary.co.uk/critical-illness-cover

Children’s cover

Children’s cover provides financial support for your clients if any of their children are diagnosed with a critical illness or pass away. We offer two levels of cover - children’s cover and children’s enhanced cover - as well as additional tailored protection for those planning to add to their family in the future - pregnancy and early childhood cover. They can select any amount of cover between £10,000 - £100,000 and this amount will remain level for the duration of the policy, no matter the structure chosen for the adult cover.

Our children’s cover provides you with the ability to craft different solutions for your clients based on their needs, their budget and whether or not they’re planning to start or add to their family.

More information can be found here - https://www.zurichintermediary.co.uk/childrens-critical-illness-cover

Income Protection cover

Zurich Income Protection can help provide financial support if illness or injury stops your client from working.

The support isn’t just financial, our team of rehabilitation nurses, mental health specialists and physiotherapists will work out how to help them with their return to work.

Our product lets your client choose the cover they want and change it to suit their circumstances when they change.

More information can be found here - https://www.zurichintermediary.co.uk/income-protection

Whole of Life cover

Zurich Whole of Life cover has no upper age limit at claim, it protects your client for the whole of their life and pays out when they die or are diagnosed with a terminal illness. Whole of Life is suitable for certain circumstances that your client may want to cover, such as protecting assets through inheritance tax planning and funeral planning.

We’ve built our Whole of Life protection in a way that lets your client choose the cover they want, and change it when their life changes.

More information can be found here - https://www.zurichintermediary.co.uk/whole-of-life

Multi-fracture cover

Protect your clients from the cost of broken bones, dislocations, Achilles tendon ruptures and cruciate ligament tears with multi-fracture cover.

An injury like a broken bone could put your client off work for weeks, if not months. Multi-fracture cover provides a financial cushion that allows them to concentrate on getting back on their feet. This cover can be added at an extra cost to Personal Protection or Income Protection policies and they won't have to answer any questions about their health or activities. Multi-fracture cover must be added when a policy starts and can be removed at any point.

More information can be found here - https://www.zurichintermediary.co.uk/multi-fracture-cover

Rehabilitation

We believe that early intervention and comprehensive medical management can aid your client's speedy recovery. That’s why we've introduced rehabilitation support. It ensures your client receives the benefit of our medical expertise through all stages of their income protection claim.

With our early claim notification feature, once our rehabilitation team has been in touch, we can start paying your clients premiums for them right away.

More information can be found here - https://www.zurichintermediary.co.uk/rehabilitation

Zurich Support Services

Our relationship with your client doesn’t begin and end with a medical crisis or a claim. They have access to Zurich Support Services, an independent team of counsellors, advisers and legal experts. They’re a phone call away whenever your client – or member of their family – needs them.

Zurich Support Services is not part of your client’s contract with Zurich Assurance Ltd, and we reserve the right to withdraw Zurich Support Services at any-time without notice.

More information can be found here - https://www.zurichintermediary.co.uk/zurich-support-services

Business Protection cover

Ensuring the survival of the business when things go wrong.

A business is built by its people, so the unexpected loss of a key person or owner through critical illness or death is likely to have a significant impact on its ability to continue trading profitably and may even lead to its closure.

Zurich Business Protection provides comprehensive cover for key people and owners. If the worst happens, funds are provided to help the business continue trading, repay debt or provide a payment to a seriously ill owner for their share of the business, or their family if they die.

More information can be found here - https://www.zurichintermediary.co.uk/business-protection

Business Whole of Life cover

Zurich Business Whole of Life cover is suitable for certain circumstances that your business client may want to cover, such as providing life cover for a key individual should they die or be diagnosed with a terminal illness.

We’ve built our business whole of life protection in a way that lets your business client choose the cover they want, and change it when their employee's life changes.
More information can be found here - https://www.zurichintermediary.co.uk/business-whole-of-life

Relevant Life

Zurich Relevant Life cover offers a tax efficient way for an employer, usually a small business, to provide Life cover for an employee. It is designed to help protect their family against the impact of their death or diagnosis of a terminal illness whilst they're employed.

Relevant life cover may be suitable if:

• The employer has a small business without enough employees to set up a group life scheme.
• The employer wants to provide death-in-service benefits to their employees that exceed those payable under the main company scheme.
• The employees have substantial pension funds and don’t want their death-in-service benefits to form part of their pension lifetime allowance.

We’ve built our Relevant Life cover product in a way that lets the employer choose the cover their employee needs, and change it when their employees’ life changes.
More information can be found here - https://www.zurichintermediary.co.uk/relevant-life