Non-Indemnity Commission Terms

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Term Assurance, Critical/Serious Illness, Family Income Benefit

4 Year Terms NON- INDEMNITY  
Provider Earnings Period Gross API % Net API* %
Aegon 4 259.00 251.23
AIG 4 252.00 244.44
Aviva 4 254.04 246.41
Legal & General 4 252.00 244.44
LV= 4 259.00 251.23
LV= PSP Products   4 222.00 215.34
Royal London 4 259.00 253.17
Scottish Widows 4 256.20 249.80
VitalityLife 4 238.00 230.86
2 Year Terms NON- INDEMNITY  
Provider Earnings Period Gross API % Net API* %
AIG 2 N/A N/A
Aviva 2 N/A N/A
LV= 2 N/A N/A
Royal London 2 200.60 194.58

Income Protection

  NON-INDEMNITY  
Provider Earnings Period Gross API % Net API* %
Aegon 4 259.00 251.23
AIG 4 252.00 244.44
Aviva 4 254.04 246.41
LV= 4 252.00 244.44
Royal London 4 245.00 237.65
Royal London 2 200.60 194.58
The Exeter 4 185.00 179.45
Vitality 4 249.20 241.72

Net commissions vary between a 1% and 3% retention and are designed to be market leading for Paradigm firms.

In some instances Paradigm may take a lower commission split where existing terms linked to Paradigm mean that a high commission split would result in lower commission payable.
Paradigm can not be held responsible for holding incorrect information if Providers do not supply the correct commission terms to us or make us aware of any relevant changes.