Employee Benefits (Group Risk) from Unum

Unum is a leading Employee Benefits provider that offers financial protection in the workplace.

Our products include:

• Income Protection
• Life Insurance
• Critical Illness Cover
• Dental Cover

We have a wide range of tools designed to help businesses create or enhance their employee wellbeing strategy, including our Help@hand app offering total, 360 health and wellbeing support for employees and their eligible family members – with integrated Employee Assistance Programme (EAP) services.

Our award-winning health and wellbeing app Help@hand now offers new and enhanced services — total wellbeing support for employees and their eligible family¹, all in one place. It’s available at no additional cost to every Unum Group Income Protection, Group Life and Group Critical Illness policyholder.

^{1 Eligible family members include partner and children up to 18, or up to 24 if in full-time education. Eligibility may vary on services.}

As part of Unum’s partnership with Paradigm, you can take advantage of our exclusive terms, including:

• Non-medical limits of up to £70,000 for Group Income Protection, £600,000 for Group Life Insurance and up to £500,000 for Critical Illness Cover
• 3-year rate guarantees (for policies with between 3 and 100 members)*
• 5% discounts for payment by Direct Debit Mandate
• No minimum premiums

UPDATE: Paradigm’s preferential rates are available via our online quote, buy and policy servicing portal, ⁠UnumOnline. You'll need to use the portal to start all your new business quotes for Unum Group Risk policies for employers with fewer than 100 members. ⁠Register for UnumOnline, or ⁠log in here.

For all other quotes with more than 100 members, to arrange a demo, or to check your agency details, email your dedicated Networks Specialist, Paul Constant: [email protected].

Click an icon below for more details.

Further Information

We have a dedicated team of Business Development Consultants to support Paradigm members across the country with building and developing their Employee Benefits portfolio. 

Our Consultants have a wealth of experience to help support Paradigm members with joint client meetings, data driven market insight, tailored marketing/pitching materials and general conversations about products and services.

Please email [email protected] for any questions or to be put in touch with your local Unum Consultant.

About Unum

At the end of 2022, Unum insured more than 2.1 million employees across all products in the UK and paid claims of £395 million – representing £7.5 million a week in benefits to our customers – providing security and peace of mind to individuals and their families.

Unum is not authorised to give advice. The material contained in this page applies only to Unum and its products. Whilst we have taken all reasonable steps to ensure that the information within this page is accurate and up to date, we cannot accept liability for any error or omissions. Terms and conditions apply.

Unum Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.