Unum

Employee Benefits (Group Risk) from Unum

Unum is a leading Employee Benefits provider that offers financial protection in the workplace.

Our products include:

  • Income Protection
  • Life Insurance
  • Critical Illness Cover
  • Dental Cover

We have a wide range of tools designed to help businesses create or enhance their employee wellbeing strategy, including Help@hand¹ app offering total, 360 health and wellbeing support for employees and their eligible family members2 – with integrated Employee Assistance Programme (EAP) services.

Help@hand offers new and enhanced services — total wellbeing support, all in one place. It’s available at no additional cost to every Unum Group Income Protection, Group Life and Group Critical Illness policyholder.

As part of Unum’s partnership with Paradigm, you can take advantage of our exclusive terms, including:

  • Non-medical limits of up to £70,000 for Group Income Protection, £600,000 for Group Life Insurance and up to £500,000 for Critical Illness Cover
  • 3-year rate guarantees (for policies with between 3 and 100 members)*
  • 5% discounts for payment by Direct Debit
  • No minimum premiums
Paradigm’s preferential rates are available via our online quote, buy and policy servicing portal, UnumOnline. You'll need to use the portal to start all your new business quotes for Unum Group Risk policies for employers with fewer than 100 members. Register for UnumOnline, or log in here.

For all other quotes with more than 100 members, to arrange a demo, or to check your agency details, email your dedicated Networks Specialist, Paul Constant: [email protected].

*The policy must have a minimum of three employees and a maximum of 100 employees. However, Unum can agree a minimum of two employees for new to market policies, open to all employees where there is a clear expectation of growth (to be determined solely by Unum).
 

Click an icon below for more details.


Income Protection


Life Insurance


Critical Illness Cover


Dental Cover

*The policy must have a minimum of three employees and a maximum of 100 employees. However, Unum can agree a minimum of two employees for new to market policies, open to all employees where there is a clear expectation of growth (to be determined solely by Unum).


Further Information

We have a dedicated team of Business Development Consultants to support Paradigm members across the country with building and developing their Employee Benefits portfolio. 

Our Consultants have a wealth of experience to help support Paradigm members with joint client meetings, data driven market insight, tailored marketing/pitching materials and general conversations about products and services.

Please email [email protected] for any questions or to be put in touch with your local Unum Consultant.

About Unum

At the end of 2024, Unum insured more than 2.4 million lives across all products in the UK and paid claims of £471 million – representing £9 million a week in benefits to our customers – providing security and peace of mind to individuals and their families.

¹ Help@hand is provided to Unum Group customers by Square Health. It offers access to services designed to manage the health and wellbeing of employees and their families. Help@hand is entirely separate from any Unum insurance policy. Help@hand is not part of the insurance contract, is provided by Unum for no additional cost to its customers, and Unum can withdraw or change the service in the future. Help@hand is available to UK residents only.

2 Eligible family members include partner and children up to 18, or up to 24 if in full-time education. Eligibility may vary on services.


Unum is not authorised to give advice. The material contained in this page applies only to Unum and its products. Whilst we have taken all reasonable steps to ensure that the information within this page is accurate and up to date, we cannot accept liability for any error or omissions. Terms and conditions apply.

Unum Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Unum Limited is on the Financial Conduct Authority Financial Services Register, Firm Reference Number: 110408. Registered Office: Milton Court, Dorking, Surrey, RH4 3LZ. Registered in England 983768. Unum Limited is a member of the Unum Group of Companies.

Unum

Links


How to Register

If you are setting up agencies for the first time with providers

For new agency requests, please email Unum. When emailing, please also CC in [email protected]. Commission documents will be sent to each member to return.
 

If you are an adviser to a firm that already has agencies

Unum can set up individual advisor agencies within an existing company. Please email [email protected]. Commission documents if they are different from the main agency will be sent to each member to return.
 

If you have applied for an agency and need to be setup on a provider’s online system

Click here to visit their website. Registration with an agency number is required. If a member experiences any registration issues, please contact [email protected] and they will arrange a local consultant call back to assist with each registration.