• Group Life Insurance

Group Life Insurance provides money to a YuLife member’s family in the event of their death, helping to ease financial pressures in tragic circumstances. A company can choose a tax-free* lump sum based on a multiple of the employees’ salary e.g. 4x salary, or, a fixed lump sum e.g. £50,000. Other options that pay out monthly based on a percentage of the insured person’s salary or pension, instead of a lump sum, are also available.

• Group Income Protection

Group Income Protection (sick pay) provides a monthly payment if a YuLife member is unable to work for the agreed duration, due to long-term illness or injury. The amount paid is based on a percentage of the employee’s salary, according to the company’s needs. The money will be paid to the company, who will then pay it to the employee after National Insurance and tax deduction, similar to regular wages.

• Group Critical Illness

Group Critical Illness pays a tax-free lump sum to a YuLife member if they, their child or (if covered) their partner suffer one of the defined medical conditions. When the company signs an employee up for group critical illness they will have chosen a policy to either cover the employee for a multiple of their salary (up to 5x) or a fixed amount (maximum of £500,000), as long as it doesn’t exceed 5x salary.

• Group Dental Insurance

Group dental insurance pays out towards the costs of routine check-ups, as well as preventative and restorative dental work, including dental injuries, emergencies and even oral cancer treatment up to the value set by the selected cover level. Members can opt to have dental treatment at either an NHS practice or at a private clinic, and can claim immediately for most preventative dental treatments. YuLife members usually pay the dentist first (except at participating Bupa-owned practices within the dental insurance network), then claim back their money.

• Rewards for wellbeing activities like walking and mindfulness.

• Free 24/7 virtual GP** with prescription delivery to the door, nutritional consultations, mental health support, fitness plans and more.

• Free Employee Assistance Programme (EAP)** with face-to-face short term counselling.

• The YuLife app has achieved a Trustpilot rating of 4.9 out of 5 rating and 65% participation from employees.

* A commissioned Forrester Consulting TEI Study. Results are for a composite organisation and represent the incremental value of YuLife's health and wellbeing engagement.
** Available to dependents.